| Broker | 19.6%
 Representative ExampleTotal Amount of Credit: £5000; Representative APR: 19.6%; Duration of Agreement: 60 months; Total Charge of Credit: £2881.60; Total Amount Payable: £7881.60
Address: The Finance Facility, Netherley Road, Prescot, Merseyside, L35 1RG
| £1,000.00 - £15,000.00 | 12 Months | 60 Months |  FeaturesCredit Check: 
Instant Decision: 
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Wedding Loan:
Debit Card:
Bank Account:
Repayable: £7881.60
Extention: Not permitted |  IdentificationInitially personal and contact details. |  Suitable ForAll borrowers - even with bad credit history, been refused elsewhere, been blacklisted or have CCJs. |  RestrictionsYou must reside in the UK |  |
| The Finance Facility can provide you with personal loans of £1000 to £15000 for lots of different purposes to people from all walks of life. They can provide loans for students and people in debt with CCJ’s, Arrears or IVA’s. Apply online if you are employed and aged between 18 to 65 years. Before you apply for an unsecured loan consider your options and please make sure that you read the terms and conditions carefully to ensure that you fully understand your financial obligations and how the loan works. DETAIL INFORMATION >> | TermsTermsYou must be in employment and aged 18 to 65 years
AdvantagesAdvantages1. No upfront fees
2. No multiple credit checks
3. Search over 200 lenders for you.
DisadvantagesDisadvantages1. Fee of £59.95.
2. You can not obtain the fees and charges until you have applied. |
| Broker | 8%
Representative ExampleNot available | £1,000.00 - £15,000.00 | Less than a month | 5 Years | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Wedding Loan:
Debit Card:
Bank Account:
Repayable:
Extention: | Identification | Suitable ForPeople with a good credit rating. | Restrictions | |
| Zopa is a lending and borrowing exchange, where real individual people sidestep the banks and their mark up to get a better deal. Contracts are essentially between individual parties -similar in a way like Betfair for lending. It's where lenders can make a better rate of interest than banks, and borrowers can enjoy a low APR. Please note that you will need a very good credit history to get an unsecured loan. Please make sure that you read the terms and conditions carefully to ensure that you fully understand your financial obligations and how the loan works. DETAIL INFORMATION >> | TermsTermsNote that Zopa does not lend to anyone with CCJs or unsatisfied defaults. You'll also need a minimum annual income of £12,000 with demonstrable ability to afford the loan, and no recent missed payments on any of your credit lines.
AdvantagesAdvantagesZopa allow borrowers to repay their loan early with no penalty or sneaky fees, so it's a really flexible loan
Zopa lenders also offer loans at some of the lowest rates in the market.
DisadvantagesDisadvantagesHave to have a good credit rating to be accepted |
| Broker | 53.8%
Representative ExampleTotal Amount of Credit: £2,500; Representative APR: 53.8%; Total Charge of Credit: £2035.70; Total Amount Payable: £4535.70 | £500.00 - £7,500.00 | 12 Months | 60 Months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Wedding Loan:
Debit Card:
Bank Account:
Repayable:
Extention: Not permitted | IdentificationInitially residential and personal details | Suitable For | RestrictionsYou must be 18 years or older in order to be eligible for this loan | |
| Apply online and receive an immediate decision on your application with Solution Loans. There are no upfront fees and you can enquire at no cost and at no risk. Even if you have been refused by other lenders Solution Loans has helped a wide range of people to get a loan. Before you apply for an unsecured loan consider your options and please make sure that you read the terms and conditions carefully to ensure that you fully understand your financial obligations and how the loan works. DETAIL INFORMATION >> | TermsTermsYou must be 18 or over in order to be eligible
AdvantagesAdvantages1. No Credit Check required
2. Multiple Loan Options
3. No Enquiry Fees
4. Poor Credit Specialists
5. Repay Early with No Penalties
6. Fast Track Cash in 48 Hours
7. Great Follow Up Service
DisadvantagesDisadvantages1. You cannot be bankrupt or in an IVA |
| Broker | 53%
Representative ExampleAt 53.9 % APR fixed, £3000 borrowed over 36 months payments would be approx £151.19 per month. The total amount to be repaid would be £5442.84. | £100.00 - £2,500.00 | 1 month | 24 months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Wedding Loan:
Debit Card:
Bank Account:
Repayable:
Extention: Not permitted | IdentificationPersonal and financial information | Suitable ForAll types of borrowers - even those with bad credit history, and CCJs | RestrictionsSee website for restrictions | |
| Apply online for unsecured loans with First Choice Capital Resources and you can borrow up to £2,500. First Choice Capital Resources matches you with the right products and services based on your profile. To apply, simply complete your online profile and you could receive cash even if you have been refused elsewhere. Before you apply for an unsecured loan consider your options and please make sure that you read the terms and conditions carefully to ensure that you fully understand your financial obligations and how the loan works. DETAIL INFORMATION >> | TermsTermsSome lenders consider the existence of an active credit and/or debit account as part of their decision making process
AdvantagesAdvantages1. Unsecured instalment loans with payment terms up to 24 months
2. Auto Loans
3. Help with existing debt problems
4. Mortgage relief
5. Flexible payments
DisadvantagesDisadvantages1. Some lenders consider the existence of an active credit and/or debit account as part of their decision making process
2. Unsecured Cash Loan installment offer may take up to 2 weeks to process
3. Maximum borrowing is £2,500 |
| Broker | 278%
Representative ExampleFor a loan of £500 for 12 months: Monthly Payment - £79.09, Total Amount Payable - £949.01. Total Interest - £449.01, Interest rate - 140% | £100.00 - £2,500.00 | 1 month | 12 months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Wedding Loan:
Debit Card:
Bank Account:
Repayable:
Extention: Not permitted | IdentificationContact detals (phone and email) for both home and work and your UK bank account information. | Suitable ForIndividuals with all credit backgrounds | RestrictionsTo qualify for one of our lenders' loans you need to be over 18, with a permanent job, UK resident and have a UK bank account.
| |
| 12 Month Loans help find fast loans to suit the individual needs of different people, including those with a poor credit history and those who have been refused a loan elsewhere. We are supported by many of the UK’s most established payday loan providers. To apply for a loan simply fill out our quick and easy application form and we will do the rest, contacting hundreds of loan providers to find the best deal for you. The process takes seconds, and you will receive an answer almost immediately. If you are accepted for a loan you simply have to agree to the terms and conditions of the lending company and the loan will be transferred to your bank account DETAIL INFORMATION >> | TermsTermsUp to 12 months
AdvantagesAdvantagesInstalment or 12 month loans are often considered to offer customers the benefits of a payday loan but over a longer period of time
1. 12 Month Loans help find fast loans for individuals with all credit backgrounds
2. We are supported by many of the UK’s most established payday loan providers
3. To apply for a loan simply fill out our quick and easy application form and we will do the rest, contacting hundreds of loan providers to find the best deal for you.
4. The process takes seconds, and you will receive an answer almost immediately.
5. If you are accepted for a loan you simply have to agree to the terms and conditions of the lending company and the loan will be transferred to your bank account
6. Flexible short term repayment plan with terms ranging from 1-12 months
DisadvantagesDisadvantages1. Maximum borrowing is £2500
|
| Lender | 278%
Representative ExampleExample for a loan of £500 repaid over 12 months: Monthly repayment - £70.09; Amount payable - £949.01; Total interest - £449.01; Interest rate -140% | £400.00 - £2,000.00 | 1 Month | 12 Months | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Wedding Loan:
Debit Card:
Bank Account:
Repayable:
Extention: | IdentificationUK bank account | Suitable ForBorrowers looking for longer term loans unable to use high street lenders. May be available to variable credit histories.
| RestrictionsBorrowers must be 18 or over | |
| Borrow £2000 and repay over 12 months. Apply for long term loans via the fast and easy to use Flex Credit site. Loans of up to £2000 available which can repaid in instalments over a 12 month period. Loans for people a range of credit ratings may be available and Flex Credit provides a range of alternative borrowing options to suit most credit ratings. Before you apply for an unsecured loan consider your options and please make sure that you read the terms and conditions carefully. DETAIL INFORMATION >> | TermsTermsBorrowers must be 18 or over, in work or self employed with a regular income, a UK resident and have a UK bank account.
AdvantagesAdvantages1. Borrow up to £2,000.
2. Repay over 12 months.
3. Fixed, Manageable Fee.
DisadvantagesDisadvantages1. Minimum term one month
2. Maximum term 12 months
3. Fees and charges apply |
| Broker | 6.9%
Representative ExampleIf you took a loan for £10,000 with a Representative APR of 6.9% fixed and an annual interest rate of 6.9% you would pay £196.56 per month with a total charge for the credit of £1,793.43 making the total amount you repay of £11,793.43
| £5,000.00 - £25,000.00 | 12 Months | 25 years | FeaturesCredit Check:
Instant Decision:
Online Application:
Secured Loan:
Unsecured Loan:
Mobile Loan:
Wedding Loan:
Debit Card:
Bank Account:
Repayable:
Extention: Not permitted | IdentificationName, address, telephone numbers | Suitable ForEmployed, retired, self employed or unemployed borrowers | Restrictions | |
| Save Simply approve all unsecured loans applications, no matter what your previous circumstances. If you are employed, retired, self employed or even unemployed you could borrow £500 - £25,000 over a range of time periods. Before you apply for an unsecured loan consider your options and please make sure that you read the terms and conditions carefully to ensure that you fully understand your financial obligations and how the loan works. It is important to make loan repayments on time to avoid fees and charges. DETAIL INFORMATION >> | TermsTermsYou agree to defend, indemnify and hold www.savesimply.co.uk, its parents, subsidiaries, partners, agents, affiliates, licensors, advertisers, successors and assigns and their respective officers, directors, employees and shareholders harmless from any and all claims, liabilities, costs and expenses, including reasonable attorneys’ fees, arising in any way from, in connection with or as a result of your use or inability to use the Site and or Site Content, any information provided to you by the Site, or any violation of these Terms and Conditions by you.
AdvantagesAdvantagesAll borrowers accepted
Lots of lenders sourced
Wide loan ranges
DisadvantagesDisadvantagesMust apply to find out APR%
APR% may be higher according to your credit past
Credit checks may apply after initial process |
12 Month Loans Unsecured Loan
First Choice Capital Resources Unsecured Loan
FlexCredit Unsecured Loan
Loan Solutions Unsecured Loan
Save Simply Unsecured Loans Unsecured Loan
Solution Unsecured Loans Unsecured Loan
The Finance Facility Unsecured Loans Unsecured Loan
Zopa Personal Loans Unsecured Loan
