| Provider | All cars | New customers only benefit from the offer | Sainsbury | From £218 | Ask on application | TypeCover TypeComprehensive/Third Party Fire and Theft LevelCover LevelStandard - Comprehensive DetailCover Detail1. Keep you on the road- After an accident, we'll give you a courtesy car for the full duration of the repair (provided through approved repairers, subject to availability, not available if your car is a total loss) 2. Put a roof over your head - If you have an accident and you need a place to stay. We'll cover your hotel expenses up to £150. 3. Keep your children safe - We'll replace your child seat following an accident, even if there is no apparent sign of damage. 4. Make life as hassle-free as possible - If your Sainsbury's shopping is stolen from your car, we’ll replace it up to the value of £200. 5. Look after the details - Following an accident, we'll replace your personal belongings to the value of £100. 6. Repair your windscreen - We'll replace or repair your windscreen when you use one of our approved windscreen companies. Or we'll pay up to £150 if you go with a different company. 7. Cover for when you are travelling in Europe- With up to 3 free days of the same level of cover as you have in the UK. 8. Give you peace of mind - With guarantees on all repairs for up to 5 years (as long as you use an approved repairer). 9. Protect you if you are a passenger - With personal accident cover of up to £5,000. | Online |  Suitable ForNectar card holders |  RestrictionsExclusions and limitation apply to the policy. |  |
| Sainsbury's Car Insurance- Underwritten by U K Insurance Limited
10% of Sainsbury's shoppers with a Nectar card receive up to 1/3 off. Offer only available to new car insurance customers. Offer extended until 3rd of June 2013. A wide range of benefits including a courtesy car included as standard while your car is being repaired by an approved repairer, subject to availability.5 year guarantee on car repairs when using an approved repairer.Windscreen repair or replacement
DETAIL INFORMATION >> | ServicesServicesA wide range of benefits including a courtesy car of similar physical size and class as your own included as standard with Premier Cover policies for the duration of the repair! AdvantagesAdvantages1. Up to 1/3 off for Sainsbury's shoppers with a Nectar card. Current offer extended until 3rd June 2013. 2. A wide range of benefits including a courtesy car included as standard while your car is being repaired by an approved repairer, subject to availability. 3. Child Car Seat Cover - we will cover the cost of replacing a child car seat if your car is involved in an accident, damaged by fire & theft or stolen - even if there is no apparent damage. Comprehensive cover only We'll even give you up to £200 to cover the cost of your Sainsbury’s shopping if it's stolen from your car or damaged in an accident! - Comprehensive Cover Only 4.Valuable protection against uninsured drivers! With no excess to pay and without affecting your No Claims Discount.(Premier Cover Only) 5. 5 Years guarantee on car repairs via an approved repairer. DisadvantagesDisadvantages1. You will need to pay an excess if you make a claim |
| Provider | Private cars only | All drivers | Comp, Third Party Fire and Theft and Third Party Only | Available at £79.43 per month | £100 - £500 | TypeCover TypeComprehensive Insurance LevelCover Level3 Types - Comprehensive, Third Party Fire and Theft or Third Party Only DetailCover DetailComprehensive Insurance
1. 24 hour insurance claims helpline
2. FREE windscreen repair
3. Courtesy car while yours is in repair following an accident (subject to availability)
4. New car replacement if your car is written off or stolen and not recovered within the first year of registration
5. Personal belongings - up to £100 (excluding cash)
6. Unlimited cover for factory fitted in-car audio equipment and up to £150 for self-fitted devices
Optional Extras
1. Legal Cover - up to £100,000
2. UK and European Breakdown Cover | Online |  Suitable ForBroad coverage or minimum cover by law |  RestrictionsYou must hold a valid UK Driving License |  |
| Debenhams can find a competitive price from a range of top car insurers for you and your car. Benefits include 5% discount when you buy online, a courtesy car if yours needs repairs, free windscreen repair and up to £5,000 personal accident cover. Also choose from optional extras such as breakdown cover for UK and EU. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >> | ServicesServicesCar Insurance for Private Cars AdvantagesAdvantagesGreat additional benefits offered
Website is informative and easy to navigate
Online application receives discount DisadvantagesDisadvantagesAll benefits are subject to terms and conditions
If you wish to pay in installments, you are charged additional (typical APR rate 26.8%) spread over the year
Only insure private cars |
| Broker | Car Insurance | Ask on application | Kwik Fit Car Insurance | Available at £64.85 per month | From £150 | TypeCover Type3rd Party, 3rd Party Fire and Theft and Comprehensive LevelCover Level3 Levels of Cover DetailCover DetailYou can add any of the following to get the most from your car insurance cover:
Breakdown Cover 4 types of cover, 24/7, 365 days a year - arriving on average within 40 minutes.
Keep Motoring Cover Stay on the road with a hire car for up to 28 days if your car is stolen or written off.
Key Cover Replacement keys if yours are lost, broken or stolen.Legal Expenses Cover Claim back any legal costs incurred in an incident that wasn’t your fault.
| Online, Tel |  Suitable For3 levels of car insurance to choose from |  RestrictionsSee website for limitations and exclusions. |  |
| Kwik Fit take the hassle out of finding a competitive car insurer as they search their panel of leading insurers to find you the best deal available. They also include an online 20% discount and 15% off a service and MOT at Kwik Fit. In addition, if you recommend any friends or family they will give you £40. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >> | ServicesServices5 days hire car if your is stolen AdvantagesAdvantagesComprehensive benefits include:
5 days hire car if yours is stolen
24 hour accident action line
24 hour windscreen and glass replacement
£150 personal belongings cover DisadvantagesDisadvantages1. Exclusions and limitations apply to all polices.
2. You have to apply to obtain a quote and further details. |
| Broker | Ask on application | You must be between the ages 17 - 75 years old | The Co-operative Car Insurance | Available at £60.40 per month | From £50 | TypeCover TypeComprehensive, Third Party, Third Party, Fire & Theft LevelCover LevelStandard DetailCover DetailStandard with comprehensive car insurance:
Named drivers earn their own No Claim Discount.
Guaranteed courtesy car, to keep you on the road.
Free accident recovery service.
Free European cover for 8 days.
Child car seat replacement cover.
Theft of keys cover. | Online |  Suitable ForAvailable to customers aged 17 to 75 years only. |  RestrictionsSee website for exclusions and limitations |  |
| With The Co-operative Insurance, customers get up to 70% No Claim Discount. The Co-operative Insurance is the only provider in the UK with a customer-led Ethical Engagement Policy, reflecting our customers' views on a range of ethical issues from human rights to the environment and animal welfare. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServicesOption available to pay monthly via direct debit. AdvantagesAdvantages1. Up to 70% No Claim Discount 2. Named drivers earn No Claim Discount 3. Courtesy car, as standard
4. Child car seat replacement cover 5. Theft of keys cover 6. Accident recovery service 7. 8 days EU cover at no extra cost. 8. Not only are we good for you, we’re also good for the environment, offering our Ethical Engagement Policy
-Named driver No Claim Discount can only be granted from, and allocated to, The Co-operative Insurance motor car policies - Courtesy car is only available when your vehicle is undergoing an insured repair at a Co-operative Insurance approved repairer. DisadvantagesDisadvantages1. Exlusions and limitations apply to all policies.
2. An excess is payable on all claims made
3. The level of discount you are entitled to will depend on risk features such as your age, the age of any additional drivers and the type of car you drive. |
| Broker | All types of van; from heavy goods vehicles to transit vans | All drivers | Dependent on Provider | Available at £67.30 per month | From £120 | TypeCover TypeDependent on Provider LevelCover LevelComprehensive/Third Party, Fire or Theft/Third Party Only. DetailCover DetailDependent on Provider | Fill out simple online form |  Suitable ForCheap van insurance |  RestrictionsDependent on Provider |  |
| Quoteline Direct is an independent van insurance broker who offer to find the best cover to suits your needs. They can guarantee you a minimum saving of 10% against your current insurers renewal premium with similar cover. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServices1. Interactive engine to get an instant quote from a panel of van insurance specialists.
2. Policies are provided by the countries leading insurers including AXA, CGNU, Cornhill, Fortis, NIG, Lloyd's of London, Royal and Sun Alliance, Norwich Union, Eagle Star, Zurich and many more.
3. Payments accepted by credit or debit card, cheque, postal orders and by instalments. AdvantagesAdvantages1. Save at least 10% on the cost of van insurance
2. Get an online quote any time of the day or night
3. Competitive insurance policies for all drivers and all types of van; from heavy goods vehicles to transit vans
4. Most of the insurers will transfer any no claims discount earned on a private car to a new van insurance policy
5. Choose form a range of payment options, including direct debit - details available on request
6. Extended office hours mean you can speak to a consultant on weekday evenings (until 6pm) and on Saturdays (until 5pm 7. Search for the lowest possible quote from over 450 policies DisadvantagesDisadvantages1. Policy alterations including cancellation – Up to £26 |
| Provider | See website for more details | See website for more details. | The Green Insurance Company | Available at £71.94 per year | From £100 | TypeCover TypeComprehensive, Third Party Fire and Theft, Third Party Only LevelCover LevelStandard DetailCover DetailComprehensive Insurance Cover This covers you and your vehicle for any accident whether it was your fault or not. So if the worst happens, you can relax, knowing you are fully covered for:
Damage to your car caused in an accident Loss of or damage to your car caused by fire, theft or vandalism Repair or replacement of broken glass in your car Damage to vehicles or property belonging to other people Injury to other people Third party fire and theft (TPF&T) This covers you and your vehicle if it is stolen or bursts into flames. If you are in an accident and it's your fault, you are covered for injury to third parties and damage to their car or property.
Third party only (TPO) This covers you for injury to third parties and damage to their car or property | Online, Tel |  Suitable ForGreen car insurance |  RestrictionsSee website for restrictions. |  |
| Apply online and you will receive an 18% discount and save the environment at the same time. The Green Insurance Company makes it easy for you to go green by offsetting 100% of your car’s harmful carbon emissions every year that you insure with them. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServicesInsure with a company who is environmentally responsible. AdvantagesAdvantages1. 100% offset of your car’s emissions. 2. Guaranteed courtesy car with comprehensive policies. 3. 90 days European travel included as standard. 4. 24 hour accident and windscreen claims line. 5. Insure with a company who is environmentally responsible. 6. Insure with a company that gives something back.
7. There are also special customer offers and discounts throughout the year. DisadvantagesDisadvantages1. There are restrictions with this policy.
2. You will have to pay an excess if you make a claim.
3. Immediate cover is only available over the phone. |
| Provider | All cars | All drivers | Standard, Pay As You Go, Short Term | Available at £93.25 per month | From £75 | TypeCover TypeStandard and Pay As You Go LevelCover LevelComprehensive/Third Party, Fire or Theft/Third Party Only. DetailCover DetailStandard policy
Annual Cover with a Variety of Payment Options
Pay as you go policy
Monthly cover for people who only drive occansionally
Short Term Policy
Up to 28 days - ideal for weekends, short trips or test drives. | Online |  Suitable ForVariety of car insurance policies |  RestrictionsSee Policy Wording for exclusions |  |
| eCar enables you to manage your policy entirely online, 24 hours a day, 7 days a week. You are able to make mid-term adjustments, add drivers/riders, change vehicle details and more. Their car insurance policies come complete with Legal Expenses insurance and Breakdown Cover included. eCar are direct online sales sites from Southern Rock insurance Company Ltd. Please make sure that you read the terms and conditions of this insurance policy carefully before you apply. DETAIL INFORMATION >> | ServicesServices1. Car insurance at competitive prices to suit your individual needs
2. There are no forms to sign. Once you take out a policy or make any amendments online they will send out the documents the next day by post. AdvantagesAdvantages1. Provide insurance to you directly.
2. Legal Cover included.
3. Breakdown Cover included.
4. European Cover included.
5. Multiple drivers and vehicles.
6. You manage everything online DisadvantagesDisadvantages1. Pay As You Go premiums are subject to a £7.50 a month administration charge.
2. Mid Term Changes to your policy will be subject to a £25 administration charge if the Additional Premium is over £20 or the Return Premium is over £35.
3. Refunds of less than £10 will not be allowed.
4. Cancellation charge of £75. |
| Provider | Private cars only | All drivers | Comp, Third Party Fire and Theft and Third Party Only | Available at £79.37 per month | From £150 | TypeCover TypeComprehensive, Third Party Fire and Theft and Third Party Only LevelCover LevelFrom comprehensive DetailCover DetailComprehensive:
Cover for accidental damage to your car
Cover if your car is stolen or fire damaged
Cover for claims made by other people for personal injury or damage to their property
Third Party, Fire & Theft:
Cover for loss or damage to your car by fire and theft
Plus, cover for claims made by other people for personal injury or damage to their property
Third Party:
Covers you for clams made by other people for personal injury or damage to their property | Online, telephone |  Suitable ForBroad levels of coverage plus extras |  RestrictionsApply for more information |  |
| Swiftcover has taken the pain out of getting car insurance. There are no queues, no unnecessary chat and no endless questions. With swiftcover.com you can also: View, amend and renew your policy online without incurring an administration charge,report and track a claim online 24/7, print your policy documents as soon as you buy, access a UK based customer help and claims teams should you need them. Get a quote in double swift time today DETAIL INFORMATION >> | ServicesServicesComprehensive cover, breakdown cover AdvantagesAdvantages1.Free courtesy car on fully comprehensive policies
2.Manage your policy online
DisadvantagesDisadvantagesCar insurance only (van, caravan etc extra products)
Website is confusing
Better deal for existing customers
|
| Broker | Ask on application | Ask on application | Green Flag Breakdown Cover | From £20 per month | Varies | TypeCover TypeStandard LevelCover LevelRescue, Rescue Plus, Recovery, Recovery Plus, Euro Plus DetailCover DetailGreen Flag Rapid Breakdown Cover - choose from 5 levels of cover plus from only £20. Rescue · Roadside Assistance · Your car towed to the nearest garage · NO call-out charges · Free message service for friends and family Rescue Plus · All the benefits of Rescue, including… · Cover from home Recovery · All the benefits of Rescue, including… · Long distance vehicle recovery Recovery Plus · All the benefits of Rescue Plus, including… · Cover from home Euro Plus · Extends Recovery Plus to cover you for trips in Europe Don't get caught out - buy online now!
| Online |  Suitable ForA range of breakdown cover options |  RestrictionsSee website to see exclusions and limitations |  |
| Green Flag Rapid Breakdown Cover - choose Green Flag for your breakdown cover and we will provide you with 24 hour assistance, 365 days a year, a national network of breakdown specialists, 2 for 1 Personal Cover with our personal cover you're covered in any vehicle you travel in within the UK. Get cover for your partner at the same time for no extra charge. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServices24 hours assiatance, 365 days a year AdvantagesAdvantages1. 24-hour assistance, 365 days a year 2. A national network of breakdown specialists 3. Green Flag get to you on average in 30 minutes and fix 88% of breakdowns at the roadside.
Green Flag's response time and fix rate data based on 919,018 call-outs from February 2010 to January 2011.
4. They fix 86% of our customers' cars at the roadside (data based on 925,842 nationwide call-outs May 09 - April 10) 5. They offer no-callout discounts 6. They have almost five million customers, with nearly 40 years experience in providing breakdown assistance 7. They offer breakdown cover tailored to suit your individual circumstances DisadvantagesDisadvantages1. Exclusions and limitations apply to all policies. |
| Provider | Must be registered with the DVLA | You must not have non-motoring offences | Swiftcover.com Car Insurance | Available from £1,056.92 per year | From £50 | TypeCover TypeComprehensive, Third Party, Fire and Theft LevelCover LevelStandard DetailCover DetailComprehensive Car Insurance
This gives the greatest cover including: 1. Repair or replacement of your car if it is damaged or stolen 2. Injury to you or other people 3. Damage to other people's cars and property 4. Windscreen repair or replacement 5. Your car stereo
Third party fire and theft Car Insurance
This gives less cover than Comprehensive 1. Damage to other people's cars and property but not your own 2. Injury to other people 3. Repair or replacement of your car if it is damaged by fire or stolen
| Online, Tel |  Suitable ForCheap car insurance |  RestrictionsSee website for details |  |
| Swiftcover has taken the pain out of getting car insurance. There are no queues, no unnecessary chat and no endless questions. With swiftcover.com you can also: -View, amend and renew your policy online without incurring an administration charge -Report and track a claim online 24/7 -Print your policy documents as soon as you buy -Access a UK based customer help and claims teams should you need them. Please read the terms and conditions of Swift Cover before you decide to make a purchase. DETAIL INFORMATION >> | ServicesServicesThere are various additional products you can add to your car insurance to give you extra cover and peace of mind. You choose the level of cover that works for you. AdvantagesAdvantages1. View, amend and renew your policy online without incurring an administration charge
2. Report and track a claim online 24/7
3. Print your policy documents as soon as you buy
4. Access a UK based customer help and claims teams should you need them DisadvantagesDisadvantages1. Terms and conditions apply to this policy.
2. If you make a claim you will have to pay an excess. |
| Broker | See website for details
| All drivers | RTV, RTI, VRI | Dependent on Product | Ask on application | TypeCover TypeDepreciation LevelCover LevelDepreciation DetailCover DetailReturn To Value Gap Insurance (RTV)
Pays shortfall between motor insurers settlement and value of car today
1. Suitable for the majority of car owners
2. Get back the Value of your car
3. Added Protection
Return To Invoice Gap Insurance (RTI)
Pays shortfall between Motor Insurance payout and invoice price.
1. Great cover for new and used cars
2. Added Protection
3. Get back the amount you paid
Vehicle Replacement Gap Insurance (VRG)
Replaces your car with a brand new equivalent model.
1. Great cover for new and used cars
2. Added Protection
3. Replace your car with a brand new one! | Online |  Suitable ForNew and used cars |  Restrictions1. Available for cars only
2. See website for car manufacturers and vehicles which are expressly excluded from cover. |  |
| Click4Gap offer three Gap insurance products; Return to Value Gap Insurance, Return to Invoice Gap Insurance and Vehicle Replacement Gap Insurance. Click4Gap pays for what your insurance company does not. They will pay you up to a maximum of £25,000, and refund the depreciation of your vehicle. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServicesProvides insurance for what your insurance company does not. AdvantagesAdvantages1. Cover can be extented to include additionl benefit of £500 inconvenience cover.
2. Cover against financial loss when your motor insurer declares your car an insurance write-off.
3. Refunds depreciation.
4. Can pay you up to a maximum of £25,000.
5. There is no maximum mileage limit from the date of purchase.
6. Cover available up to 4 years.
7. 21 day money back guarantee.
8. Transfer cover free for 90 days.
9. The comprehensive motor insurance does not have to be in your name. DisadvantagesDisadvantages1. No option to pay monthly
2. Cover can be purchased up to 90 days after taking ownsership of the car
3. The Policy can't be transferred to a different car or owner. |
| Provider | Private cars | All drivers from age 17 | MultiCar, Single Car | Available for £673.55 per year | From £0.00 | TypeCover TypeComprehensive and optional extra LevelCover LevelDepends on policy type DetailCover DetailComprehensive
Legal Expenses
Admiral's garage network
Windscreen repair
Drive other car
EU cover
Courtesy car
24 Accident Helplines
Personal Belongings Cover
Audio Equipment Cover
Third Party, Fire and Theft
Legal Expenses
Admiral's garage network
Windscreen repair OPTIONAL
Drive other car
EU cover
24 Accident Helplines
Audio Equipment Cover
Third Party Only
Legal Expenses
Admiral's garage network
Windscreen repair OPTIONAL
Drive other car
EU cover
24 Accident Helplines | Online |  Suitable ForFrom comprehensive to broader cover including MultiCar |  RestrictionsMust be minimum age 17 |  |
| Admiral has been offering motor insurance quotes since 1993 and online car insurance quotes since 2000. Get a UK car insurance quote and you could save up to 10% on your online quote. Admiral specialises in cheap car insurance quotes for drivers who often have to pay higher premiums, including people who drive performance cars, city dwellers and drivers with low No Claims Bonus. So if you’re looking for the cheapest car insurance, try Admiral. Please read the terms and conditions carefully. DETAIL INFORMATION >> | ServicesServicesRange of car insurance cover types AdvantagesAdvantages1. Price guaranteed for additional cars 2. £100,000 legal protection 3. £5,000 personal injury cover 4. Free guaranteed courtesy car while yours is repaired at an authorised garage 5. Up to £1,250 stereo cover for each car 6. Control your policy with flexible excess options 7. Free windscreen repair. DisadvantagesDisadvantagesWebsite is 'busy' making it hard to get hard facts
Advertises MultiCar cover more than simple comprehensive cover
|
| Provider | The vehicle has not been modified or altered in any way | All drivers are at least 17 years of age | Churchill Car Insurance | Available from £225.93 per year | Varies | TypeCover TypeComprehensive, Third Party, Fire and Theft, Third Party Only LevelCover LevelComprehensive, Third Party, Fire and Theft, Third Party Only DetailCover DetailWith a comprehensive car insurance policy, you can enjoy all this cover as standard:
1. 24 hour accident recovery
2. Repairs guaranteed for 5 years when you use an approved repairer
3. Up to 65% No Claim Discount which, if it is over 4 years, you can choose to protect
4. New for old cover on cars under 12 months old
5. Personal accident cover for policyholder and spouse or partner
6. Medical expenses following an accident
7. Cover for personal belongings in the car | Online |  Suitable ForCheap car insurance |  RestrictionsSee website for exclusions and limitations |  |
| FREE Guaranteed Hire Car cover when you buy comprehensive insurance with Churchill. You could benefit from personal accident cover, 24 hour accident recovery, repairs guaranteed for 5 years when you use an approved repairer and protect your claim free years from uninsured drivers Terms and conditions apply. Churchill Car Insurance is currently offering customers an introductory discount for Comprehensive Cover. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >> | ServicesServices24-hour accident recovery helpline on Comprehensive policy AdvantagesAdvantages1. Free Guaranteed Hire Car with our Comprehensive Car Insurance’
2. Named drivers earn their own Named Driver No Claims Discount
3. 24-hour accident recovery helpline on Comprehensive cover only 4. Repairs guaranteed for 5 years when you use an approved repairer 5. New replacement car if your vehicle is under 12 months old if you're the first owner and registered keeper 6. Personal accident cover for policy holder and spouse or partner (Comprehensive cover only) 7. Medical expenses following an accident (Comprehensive cover only) 8. Cover for personal belongings in the car subject to limit (Comprehensive cover only) DisadvantagesDisadvantages1. Exclusions and limitations apply to all policies.
2. You have to pay an excess when you make a claim. |
| Broker | Private cars only | You must be 17 years or older and a UK resident | John Lewis Car Insurance | Varies on policy chosen | £100 | TypeCover TypeCar Insurance LevelCover LevelComprehensive, Third Party Fire and Theft, Third Party Only DetailCover Detail1. Car Insurance
2. Insure drivers aged 17-99
3. Annual cover
4. Insurance covered for cars driving in Europe for a maximum of 90 days | Online, Tel |  Suitable ForFor UK residents seeking car insurance |  RestrictionsPlease note that policyholders under 18 years of age are unable to pay by instalments. |  |
| John Lewis Car Insurance offers a high level of cover at great value. We give you up to 75% No Claims Discount, plus cover for misfuelling, vehicle identity theft and Emergency Taxi Cover. 10% off when you buy online! You can win a year's worth of John Lewis Car Insurance - John Lewis Insurance is giving you the opportunity to have your Car Insurance free for a year. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. DETAIL INFORMATION >> | ServicesServicesIn addition to car insurance there are also options for:
1. Legal Protection
2. Car Breakdown Cover
3. Excess Protection
4. Protected No Claims Discount
AdvantagesAdvantages1. Reap the rewards of careful driving - we offer a No Claims Discount of up to 75% and in most instances we'll give you the option of protecting it.*
2. Stay on the road when you make a claim - we'll give you a Courtesy Car while your car is being repaired (Comprehensive Cover only).
3. Peace of mind when you're travelling - 90 days cover in Europe comes as standard and you can buy Breakdown Cover for Europe too.
4. Never miss an urgent appointment - if it’s an emergency and we can’t arrange a Replacement Car* in time, we’ll refund your taxi fare.*
5. Car ID theft, audio and Sat Nav equipment and misfuelling - are all covered as standard.
6. Option to insure provisional driver DisadvantagesDisadvantagesThis policy does not cover:
1. Any claim reported to us more than 14 days after the insured incident.
2. Any claim for a replacement car more than 5 days after the insured car has been determined as immobilised at the scene of the road traffic accident or a total loss (a write off ).
3. £35 cancellation fee |
| Provider | The car must be registered with the DVLA. | You must be over 21 years of age. | AXA Car Insurance | Available from £710.23 per year | From £100 | TypeCover TypeThird party Fire & Theft , Comprehensive LevelCover LevelStandard DetailCover DetailComprehensive Car Insurance
As the name suggests, Comprehensive car insurance covers most eventualities including damage to your own vehicle where you are at fault. You can expect to pay a higher premium for Comprehensive car insurance but for most people it’s worth it when compared to the expense of repairing or even replacing your car following an accident where you were at fault.
Third Party Fire and Theft Car Insurance
If you decide you don’t need Comprehensive cover (perhaps for a second car that wouldn’t cost much to replace or repair), Third Party car insurance with Fire and Theft provides the minimum Third Party car insurance cover required by law, plus extra cover if your car is stolen, damaged or destroyed by fire | Online, Tel |  Suitable ForIf you are an experienced, careful driver |  RestrictionsSee Policy Wording for restrictions |  |
| Experienced careful drivers choose AXA.
With AXA Car Insurance, not only can customers manage their policies online 24/7, they also benefit from UK based customer help and claims teams. There is no need to wait for the post for your policy documents. Once you have bought your car insurance your documents are available to print immediately in your ‘My AXA Account’. In the event of an accident we will arrange for free collection and delivery of your car, and even clean your car inside and out after it is repaired
DETAIL INFORMATION >> | ServicesServicesFree Courtesy Car AdvantagesAdvantages1.. Access to manage your policy online 24/7 2. Free courtesy car including fire and theft claims 3. 24 hour helpline with UK-based handlers 5. Free Courtesy Car DisadvantagesDisadvantages1. There are exclusions to the policy.
2. You must be over the age of 21 years old |
| Provider | Seperate Cover | All drivers over 50 | Comp, New for Old Cover, Emergency | From £12.50 a month | From £50 | TypeCover TypeComprehensive cover, New for Old Cover, Emergency LevelCover LevelDepends DetailCover DetailUp to 20% online discount* – 21% of people would have received an introductory and online discount totalling 20%, Saga survey of new business quotes January 2010
Comprehensive cover from just £12.50 a month – in fact 20% of new customers who took out a policy with us between November 2009 and February 2010 pay this or even less
Comprehensive cover when driving in the EU with no limit on the number or duration of trips
Replacement car for up to 14 days whilst yours is being repaired by one of our approved repairers following an insured incident in the UK
New for old cover on cars less than two years old where you are the first registered keeper (12,000 mileage restriction for the second year)
Emergency ‘any driver’ cover – anyone with a full licence can drive your car in a medical or motoring emergency providing you are also in the vehicle
Vandalism cover – your No Claim Discount will not be affected following a claim for damage caused by vandals. | Online, telephone |  Suitable ForDrivers over age 50 |  RestrictionsMust be over 50
Must have full UK driving licence (no provisional) |  |
| Save up to 15% if you apply online for Saga Insurance. Enjoy benefits like comprehensive cover from just £12.50 per month and cover whilst driving in the EU - and there is no limit on the number or duration of your trips! Drivers over 50 make fewer claims and this is reflected in your Saga premium. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServicesComprehensive cover
Breakdown assistance AdvantagesAdvantages1. Up to 15% online discount ? *39% of people would have received an introductory and online discount of at least 15% - Saga Survey of new business quotes, September 2010 2. Comprehensive cover from just £180 a year ? in fact 14% of new customers who took out a policy with Saga between August 2010 and September 2010 paid this or even less. 3. Comprehensive cover when driving in the EU with no limit on the number or duration of trips 4. Replacement car for up to 14 days whilst yours is being repaired by one of our approved repairers following an insured incident in the UK 5. New for old cover on cars less than two years old where you are the first registered keeper (12,000 mileage restriction for the second year) 6. Emergency ?any driver? cover ? anyone with a full licence can drive your car in a medical or motoring emergency providing you are also in the vehicle 7. Vandalism cover your No Claim Discount will not be affected following a claim for damage caused by vandals. DisadvantagesDisadvantagesOver 50s only
Temporary additional drivers cost £13 plus £10 per transaction
No cover for people with provisional licence |
| Provider | Business Cars | Any driver | eBusiness Car | Ask on application | Varies | TypeCover TypeStandard Annual, Pay As You Go Monthly, Multiple Cars and Drivers LevelCover LevelStandard and Pay As You Go DetailCover DetailPay As You Go (PAYG) - Monthly Policy
eBusiness Car Pay As You Go monthly policy allows you to purchase cover as and when you need it - on a monthly basis for a monthly premium. You can purchase cover one month at a time and then switch it off when it's not required.
A renewal notice will be sent shortly before the expiry of the policy. If you would like the policy to continue for another month, we will renew it automatically and collect the monthly premium. If you would like to cancel your policy, you will need to go on line to cancel the policy in “Your Account” on or before the expiry date.
Cover up to 4 drivers on 4 different cars at excellent rates. Earn 1 year's No Claims Discount (NCD) for only 8 months' claim free cover. Maximum No Claims Discount guaranteed for life. The monthly rate you are quoted will be guaranteed for 8 months providing no changes are made.
Standard Annual Policy The eBusiness Car Standard Annual Policy offers outstanding cover and flexibility.
Cover up to 4 drivers on 4 different cars at excellent rates 365 days cover in the European Union Maximum No Claims Discount guaranteed for life Maintain your policy online - log in to change your car details, add a driver or renew your policy at your convenience. | Online |  Suitable ForFor those that require car insurance for business cars |  RestrictionsAsk on application |  |
| eBusiness Car is the first online lease car insurance that leaves you in complete control and is specifically designed for people who require insurance for business cars. They offer Standard Annual Policy and a more flexible Pay As You Go Monthly Policy. You are also able to add multiple cars and drivers to a single policy. DETAIL INFORMATION >> | ServicesServiceseBusiness Car gives you immediate access to your policy, 24 hours a day, 7 days a week and covers you not just for Business - but Social, Domestic and Pleasure journeys too AdvantagesAdvantages1. Provide insurance to you directly.
2. Legal Cover included.
3. Breakdown Cover included.
4. European Cover included.
5. Multiple drivers and vehicles.
6. You manage everything online DisadvantagesDisadvantages1. You may have to pay an excess if you make a claim
2. Exclusions apply to all policies. |
| Provider | A valid UK registration number | All drivers | Comp and Third Party Fire and Theft | From £170 per year | Ask on application | TypeCover TypeComp and Third Party Fire and Theft LevelCover LevelBasic to Premium DetailCover DetailComprehensive Car Insurance
See website for practical benefits and features.
Third Party Fire and Theft
Great value basic car insurance with optional policy add-ons. | Online, Tel |  Suitable ForBroad coverage or minimum cover by law |  Restrictions£31.99 price is available on the purchase of Roadside on Vehicle Based cover only with payment on a continuous annual basis for the first year of membership. Offer cannot be used in conjunction with any other offer and may be withdrawn at any time. |  |
| RAC offer great value car insurance with several practical features and benefits to suit your individual needs from £170. For extra peace of mind, their comprehensive policy also includes a 3 year guarantee on approved claim repairs, Windscreen replacement and personal accident cover up to £2,500. New members can get Breakdown Cover from £31.99. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServices1. 24 hour claims services.
2. 3 year guaranteed on all approved claims work. AdvantagesAdvantages1. Flexible payment options
2. Medical expenses following an accident - up to £100 per person.
3.Sound equipment cover - up to £500 (non-manufacturer-fitted equipment) or unlimited cover (manufacturer-fitted equipment)
4. 3-year guarantee on claims repairs when you use our approved repair network.
5. Windscreen replacement and repair
6. Personal accident cover for you and your partner of up to £2,500 per claim
7. New car replacement if yours is less than 1 year old and gets written off – get the same make, model and specification
8. Optional legal expenses cover to help you after a claim DisadvantagesDisadvantages1. RAC charge an administration fee of £20 for certain services, for example, if you make changes to your policy after the first 14 days.
2. See Policy summary for exclusions.
3. You need to apply to find out the exact cost of the policy.
4. If you cancel more than 14 days after receiving your policy documentation we will charge you a fee of £35.00.
5. If they need to re-submit a request for payment to your bank you will have to pay a £20.00 payment default fee. |
| Provider | All types of van; from heavy goods vehicles to transit vans | All drivers | Standard Annual and Pay As You Go Monthly | Dependent on Policy and Cover | Advised prior to purchase | TypeCover TypeStandard and Pay As You Go LevelCover LevelComprehensive/Third Party, Fire or Theft/Third Party Only. DetailCover DetailThe eVan Standard Annual Policy
Offers outstanding cover and flexibility.
1. Cover up to 4 drivers on 4 different vans at excellent rates.
2. 365 days cover in the European Union.
3. Maximum No Claims Discount guaranteed for life.
Pay As You Go (PAYG) - Monthly Policy
Purchase cover as and when you need it - on a monthly basis for a monthly premium. You can purchase cover one month at a time and then switch it off when it's not required.
1. Cover up to 4 drivers on 4 different vans at excellent rates.
2. Earn 1 year's No Claims Discount (NCD) for only 8 months' claim free cover.
3. Maximum No Claims Discount guaranteed for life.
4. The monthly rate you are quoted will be guaranteed for 8 months providing no changes are made. | Online |  Suitable ForVan insurance |  RestrictionsSee Policy Wording for exclusions |  |
| eVan offer two types of Van insurance, The Standard policy or Pay As You Go Policy. You are able to manage everything online 24 hours a day, 7 days a week. The policies could come complete with Legal Expenses Insurance, Breakdown Cover and full EU Cover included. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServices1. Protected NCD for life.
2. NCD Accelerator.
3. European Cover Included.
4. Multiple Drivers and Vehicles.
5. Breakdown Cover Included.
6. Legal Cover Included. AdvantagesAdvantages1. Simple and quick quote process.
2. You can manage your insurance online, 24 hours a day, 7 days a week.
3. Full EU cover.
4. Complete with Legal Expenses Insurance and Breakdown Cover included DisadvantagesDisadvantages1. Pay As You Go premiums are subject to a £5 a month administration charge.
2. Mid Term Changes to your policy will be subject to a £25 administration charge if the Additional Premium is over £20 or the Return Premium is over £35.
3. Refunds of less than £10 will not be allowed.
4. Cancellation charge of £75 |
| Broker | It has covered less than 150,000 miles. | See website for details | Mechanical Breakdown Insurance Policy | Dependent | Dependent | TypeCover Type3 Star/4 Star/ 5 Star LevelCover LevelComprehensive DetailCover Detail
3 Star
Affordable protection that pays towards the cost of parts and labour for the repair or replacement of the most essential car components.
4 Star
Extensive affordable cover that pays towards the cost of parts and labour for repair or replacement of everything listed in 3 Star plus an additional wide ranging list of universal car components.
5 Star
Provides cover that pays towards the cost of parts and labour for repair or replacement of all parts listed in 3 and 4 Star plus an additional comprehensive list that ensures the ultimate in peace of mind for today’s motorist. Designed to help with bills which arise when most mechanical or electrical faults that require expert repair. | Online |  Suitable ForNew and used vehicles |  RestrictionsClaim values £3,000, £5,000 and £7,000 |  |
| Click4Warranty covers one mechanical breakdown Insurance Policy, with one clear set of terms and benefits. There is a star rating which indicates the extent of parts that are insured; 3 star, 4 star and 5 star warranty.
Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. If you need any more information please don't hesitate to contact the company directly. DETAIL INFORMATION >> | ServicesServices1. A car warranty from Click4Warranty is designed to help with the bills which arise when a mechanical fault requires expert repair. It will pay towards the cost of repair or replacement (parts, labour and VAT) should any covered component fail AdvantagesAdvantages1. Cover against breakdown due to Wear & Tear included as standard
2. No Service History required
3. 21 day money back guarantee
4. Cover from day one.
5. Up to £7,000 per breakdown DisadvantagesDisadvantages1. See website for what exclusions are. |
| Provider | Bike | All drivers | Standard, Classic, Pay As You Go Monthly | Dependent on Policy and Cover | Ask on application | TypeCover TypeStandard and Pay As You Go LevelCover LevelComprehensive/Third Party, Fire or Theft/Third Party Only. DetailCover DetailStandard Annual Policy
Offers outstanding cover and flexibility.
1. Cover up to 4 riders on 4 different bikes at excellent rates.
2. Suspend your policy and benefit from Fire and Theft cover when you are not using your bike; providing it is garaged at your home address.
3. 365 days cover in the European Union.
4. Maximum No Claims Discount guaranteed for life.
5. Rates available for Fast Food Delivery Riders and Couriers.
Classic Bike Policy
For the serious classic enthusiast.
1. Cover up to 4 riders on your classic bike.
2. Agreed value cover available for comprehensive policy holders.
3. No limited mileage restrictions.
4. Quotes provided for commuting use.
5. Maintain your policy on-line.
Pay As You Go (PAYG) - Monthly Policy
Purchase cover as and when you need it - on a monthly basis for a monthly premium.
1. You can purchase cover one month at a time and then switch it off when it's not required.
2. A renewal notice will be sent shortly before the expiry of the policy
3. Cover up to 4 riders on 4 different bikes at excellent rates.
4. Earn 1 year's No Claims Discount for only 8 months claim free cover.
5. Maximum No Claims Discount guaranteed for life. | Online |  Suitable ForVariety of bike insurance policies |  RestrictionsSee Policy Wording for exclusions |  |
| eBike offer three bike insurance policies; Standard Policy, Classic Policy and Pay As You Go Policy and allows you to manage your policies entirely online. You can obtain a quotation and buy it 24 hours a day, 7 days a week. You are also able to make mid-term adjustments, add drivers/riders, change vehicle details and much more. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information contact the company. DETAIL INFORMATION >> | ServicesServices1. Protected NCD for life.
2. NCD Accelerator.
3. Breakdwon Cover included.
4. Helmet and Leathers.
5. European Cover included.
6. Legal cover included.
7. Multiple Bikes and Riders. AdvantagesAdvantages1. You can manage your policy online, 24 hours a day, 7 days a week.
2. Provide insurance to you directly.
3. Breakdown cover included.
4. European cover included.
5. Leagl cover inlcuded. DisadvantagesDisadvantages1. Pay As You Go premiums are subject to a £6 a month administration charge.
2. Mid Term Changes to your policy will be subject to a £15 administration charge if the Additional Premium is over £20 or the Return Premium is over £25.
3. Refunds of less than £10 will not be allowed.
4. Cancellation charge of £75 |
| Broker | Motorbike, scooter, moped, trike or sports bike. | Ask on application | Swinton MotorBike Insurance | Ask on application | Ask on application | TypeCover TypeBreakdown, Legal Protection, Rider’s Personal Accident and Helmet and Leather cover LevelCover LevelBreakdown, Legal Protection, Rider’s Personal Accident and Helmet and Leather cover DetailCover DetailSuperbikes
Scooters
Tourers
Naked bikes
Trail bikes
Adventure sports
Imports
Commuters | Online, Tel |  Suitable ForMotorbike insurance |  RestrictionsAsk on application |  |
| Swinton motorbike insurance tries to find you good value insurance in minutes. Whether you ride a scooter or moped, superbike, tourer or electric the Swinton Bikes team will work hard to get you a great insurance policy for a great price. Swinton has been named Personal Lines Broker of the Year at The British Insurance Awards 2008. Please remember that insurance policies vary and it is important to read the terms and conditions before you purchase anything to ensure that you are covered. If you need more information please don't hesitate to contact the company. DETAIL INFORMATION >> | ServicesServices1. Scooter insurance
2. Moped insurance
3. Trike insurance 4. Convicted biker 5. Sports bike insurance 6. New riders 7. Older bikes 8. Multi-bike 9. Tourer bike insurance 10. Courier insurance 11. Electric bike insurance
12. Add ons
AdvantagesAdvantages1. A low cost extensive insurance policy in minutes 2. Claims line open 24 hours a day, 7 days a week 3. Save up to £150 on your bike insurance* 4. Add on helmet and leathers cover worth up to £1500 (Terms and conditions apply. Click here for details) 5. Add on breakdown cover that includes accident recovery in the UK, the Channel Islands and the Isle of Man. DisadvantagesDisadvantages1. You must apply to obtain fees and charges.
2. You need to apply to obtain the excess |