VEHICLE INSURANCE Download to Excel

Please see a range of vehicle insurance providers below. If you are a UK motorist, you will already have compulsory cover in place, but this only provides basic third party cover. Many people want to set up a policy to cover themselves in the event of an accident.

There are other highly useful areas you can include in a vehicle insurance policy, such as breakdown cover, windscreen and window repairs and 24 hour assistance.

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Take your time and compare the essential features of each service – look at the costs and bear in mind to check the small print. If you want more detailed information for each service, simply click on 'more information' under each provider.

Once you have found a service which you think might suit you, just click on 'Apply' to be taken to the no-obligation next step.

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PROVIDER	TYPE	VEHICLE INFO	DRIVER INFO	POLICY	COST	EXCESS	COVER	METHODS	SUITABLE FOR	APPLY
eCar Insurance	Vehicle Insurance Provider	All cars	All drivers	Standard, Pay As You Go, Short Term	Dependent on Policy and Cover	Advised prior to purchase	Type Cover Type Standard and Pay As You Go Level Cover Level Comprehensive/Third Party, Fire or Theft/Third Party Only. Detail Cover Detail Standard policy Annual Cover with a Variety of Payment Options Pay as you go policy Monthly cover for people who only drive occansionally Short Term Policy Up to 28 days - ideal for weekends, short trips or test drives.	Online	Variety of car insurance policies
eCar Insurance	eCar enables you to manage your policy entirely online, 24 hours a day, 7 days a week. You are able to make mid-term adjustments, add drivers/riders, change vehicle details and more. Their policies come complete with Legal Expenses insurance and Breakdown Cover included. eCar are direct online sales sites from Southern Rock insurance Company Ltd. MORE INFORMATION >>								Restrictions Restrictions See Policy Wording for exclusions Services Services 1. Car insurance at competitive prices to suit your individual needs 2. There are no forms to sign. Once you take out a policy or make any amendments online they will send out the documents the next day by post. Advantages Advantages 1. Provide insurance to you directly. 2. Legal Cover included. 3. Breakdown Cover included. 4. European Cover included. 5. Multiple drivers and vehicles. 6. You manage everything online Disadvantages Disadvantages 1. Pay As You Go premiums are subject to a £7.50 a month administration charge. 2. Mid Term Changes to your policy will be subject to a £25 administration charge if the Additional Premium is over £20 or the Return Premium is over £35. 3. Refunds of less than £10 will not be allowed. 4. Cancellation charge of £75.
Ala.co.uk	Vehicle Insurance Broker	Car, Van, Motorcycle, Scooter, Fleet	All drivers	Contract Hire, Back To Invoice, Vehicle Replacement	From £79.00	Advised prior to purchase	Type Cover Type Depreciation Level Cover Level Depreciation Detail Cover Detail Contract Hire Back In the event of a write off this will pay the difference between your motor insurance payout and the amount outstanding on your finance/contract hire agreement Back To Invoice In the event of a write off this will pay the difference between your motor insurance payout and the original price of your car Vehicle Replacement Insurance In the event of a write off this will cover the difference between your motor insurance payout and the cost of replacing your vehicle to the exact specification, even if the price of the new replacement car has increased.	Online	Gap insurance for cars, vans, motorcycles and scooters
Ala.co.uk	Ala.co.uk provide you with Gap Insurance to protect you if you write off your vehicle. You have the choice to buy from one of three policies including; Contract Hire GAP Insurance, Back To Invoice and Vehicle Replacement Insurance. Ala.co.uk state that if you are able to find cheaper GAP Insurance elsewhere for a comparable product, they guarantee to beat the price by 20% of the difference! MORE INFORMATION >>								Restrictions Restrictions Unable to offer you GAP Insurance if you have owned / leased your vehicle for more than 45 days Services Services Gap insurance to protect you if you write off your vehicle. Advantages Advantages 1. 75% cheaper than any dealer quotation. 2. If you are able to find cheaper GAP Insurance elsewhere for a comparable product, they guarantee to beat the price by 20% of the difference. 3. All claims settled within 48 hours of the vehicle being declared a Total Loss Disadvantages Disadvantages 1. You need to apply to receive additional information
Swinton Car Insurance	Vehicle Insurance Provider	Private cars only	All drivers	Comp, Third Party Fire and Theft and Third Party Only	Dependent on Policy and Cover	Ask on application	Type Cover Type Comprehensive, Third Party Fire and Theft and Third Party Only Level Cover Level From comprehensive Detail Cover Detail Comprehensive: Cover for accidental damage to your car Cover if your car is stolen or fire damaged Cover for claims made by other people for personal injury or damage to their property Third Party, Fire & Theft: Cover for loss or damage to your car by fire and theft Plus, cover for claims made by other people for personal injury or damage to their property Third Party: Covers you for clams made by other people for personal injury or damage to their property	Online, telephone	Broad levels of coverage plus extras
Swinton Car Insurance	Swinton only deal with the most trusted UK car insurance companies who can provide you with the standard of insurance cover you deserve. Their online quote takes just minutes to complete, they then match your needs against their panel of providers to get their best car insurance quotes for you as well as offer you up to 25% discount online. Saving time and money couldn't be easier. MORE INFORMATION >>								Restrictions Restrictions Apply for more information Services Services Comprehensive cover, breakdown cover Advantages Advantages Up to 25% discount when you buy online Free courtesy car on fully comprehensive policies Up to 65% No Claims Discount Disadvantages Disadvantages Car insurance only (van, caravan etc extra products) Website is confusing Better deal for existing customers
RAC Insurance	Vehicle Insurance Provider	A valid UK registration number	All drivers	Comp and Third Party Fire and Theft	From £155	Ask on application	Type Cover Type Comp and Third Party Fire and Theft Level Cover Level Basic to Premium Detail Cover Detail Comprehensive Car Insurance See website for practical benefits and features. Third Party Fire and Theft Great value basic car insurance with optional policy add-ons.	Online, Tel	Broad coverage or minimum cover by law
RAC Insurance	RAC offer great value car insurance with several practical features and benefits to suit your individual needs from £155. For extra peace of mind, their comprehensive insurance policy also includes a 3 year guarantee on approved claim repairs, Windscreen replacement and personal accident cover up to £2,500. MORE INFORMATION >>								Restrictions Restrictions See website for terms and conditions Services Services 1. 24 hour claims services. 2. 3 year guaranteed on all approved claims work. Advantages Advantages 1. Flexible payment options 2. Medical expenses following an accident - up to £100 per person. 3.Sound equipment cover - up to £500 (non-manufacturer-fitted equipment) or unlimited cover (manufacturer-fitted equipment) 4. 3-year guarantee on claims repairs when you use our approved repair network. 5. Windscreen replacement and repair 6. Personal accident cover for you and your partner of up to £2,500 per claim 7. New car replacement if yours is less than 1 year old and gets written off – get the same make, model and specification 8. Optional legal expenses cover to help you after a claim Disadvantages Disadvantages 1. RAC charge an administration fee of £20 for certain services, for example, if you make changes to your policy after the first 14 days. 2. See Policy summary for exclusions. 3. You need to apply to find out the exact cost of the policy. 4. If you cancel more than 14 days after receiving your policy documentation we will charge you a fee of £35.00. 5. If they need to re-submit a request for payment to your bank you will have to pay a £20.00 payment default fee.
Natwest Car Insurance	Vehicle Insurance Provider	Car	Over 18's only	Natwest Car Insurance	Varies	Varies	Type Cover Type Comprehensive, Third Party Fire and Theft, Third Party Only Level Cover Level Standard Detail Cover Detail This policy provides cover for: Section A - Damage to a Third Party’s property is covered up to £20 million. Section B - In-car audio, television, telephone and electronic navigation equipment. Details of limits can be found on your Motor Insurance Schedule. Section C – You will not be covered for theft of your vehicle if you leave the keys in the car Section D - Comprehensive includes windscreen damage cover. Section G - Full foreign use cover charges are based on the time spent abroad and your car’s insurance vehicle grouping. Section H - Uninsured Loss Recovery provides legal cover up to £100,000 to help in claiming back your uninsured losses including compensation for personal injury. Section H - No refund of premium will be given if you cancel Uninsured Loss Recovery or if you make a claim in the policy year. All repair work is guaranteed for 3 years if you use one of our recommended repairers. Subject to availability a courtesy car will be provided under sections B and C for the duration of the repairs, however you must use one of the recommended repairers. If the vehicle is not being repaired no courtesy car will be provided. Any excesses and endorsements applicable to your Policy can be found on your Motor Insurance Schedule along with cover limitations and premiums due.	Online, Tel	Car insurance with free car valet service
Natwest Car Insurance	NatWest Car Insurance offers up to 65% no claims discount and up to 70% if you are over the age of 50 years old. They provide you with 24 hour accident recovery as standard on all comprehensive polices and up to £1,000 in-car cover for your permanently fitted audio, satellite navigation and entertainment equipment. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services Free Car Valet Advantages Advantages 1. Up to 65% no claims discount, up to 70% if you're over 50 2. Option to protect your no claims discount, if you have 4 years or more 3. Reduce your premium with our flexible choice of excess (comprehensive policies only) 4. 24-hour accident recovery as standard on all comprehensive policies 5. Up to £1,000 in-car cover for your permanently fitted audio, satellite navigation and entertainment equipment 6.Specialist claims advisers in UK only call centres Disadvantages Disadvantages 1. Mid term amendments made to your policy may result in an administration fee 2. Exclusions and limitations apply to the policy.
eLadyDriver Insurance	Vehicle Insurance Provider	All cars	Women only	eLadyDriver Insurance	Ask on application	Varies	Type Cover Type Standard Annual, Pay As you go Monthly, Multiple Cars and Drivers Level Cover Level Standard - Pay As You Go Detail Cover Detail Standard Annual Policy The eLadydriver Standard Annual Policy is an annual policy that offers outstanding cover and flexibility. All comprehensive policies include breakdown cover Cover includes European Driving Cover up to 4 drivers on 4 different cars at excellent rates Maintain your policy online - log in to change your car details, add a driver or renew your policy at your convenience Pay As You Go (PAYG) - Monthly Policy eLadydriver Pay As You Go monthly policy allows you to purchase cover as and when you need it - on a monthly basis for a monthly premium. You can purchase cover one month at a time and then switch it off when it's not required. A renewal notice will be sent shortly before the expiry of the policy. If you would like the policy to continue for another month, we will renew it automatically and collect the monthly premium. If you would like to cancel your policy, you will need to go on line to cancel the policy in “Your Account” on or before the expiry date. Earn 1 year's No Claims Discount for only 8 months' claim free cover. Maximum No Claims Discount guaranteed for life. Cover up to 4 drivers on 4 different cars at excellent rates. The monthly rate you are quoted will be guaranteed for 8 months providing no changes are made.	Online	Cheap car insurance for women of all ages
eLadyDriver Insurance	eLadyDriver provide car insurance specifically for women drivers and try to help you save money by providing you with the insurance direct rather than through a broker. They offer you either a Standard annual Policy or a more flexible Pay As you Go monthly policy. MORE INFORMATION >>								Restrictions Restrictions Women only Services Services Breakdown and Legal Cover included. Advantages Advantages 1. Protected NCD for life 2. NCD Accelerator 3. European Cover Included 4. Multiple Drivers and Vehicles 5. Breakdown Cover Included 6. Legal Cover Included Disadvantages Disadvantages 1. Exclusions apply to the policies. 2. You may have to play an excess if you make a claim.
eBusiness Car	Vehicle Insurance Provider	Business Cars	Any driver	eBusiness Car	Ask on application	Varies	Type Cover Type Standard Annual, Pay As You Go Monthly, Multiple Cars and Drivers Level Cover Level Standard and Pay As You Go Detail Cover Detail Pay As You Go (PAYG) - Monthly Policy eBusiness Car Pay As You Go monthly policy allows you to purchase cover as and when you need it - on a monthly basis for a monthly premium. You can purchase cover one month at a time and then switch it off when it's not required. A renewal notice will be sent shortly before the expiry of the policy. If you would like the policy to continue for another month, we will renew it automatically and collect the monthly premium. If you would like to cancel your policy, you will need to go on line to cancel the policy in “Your Account” on or before the expiry date. Cover up to 4 drivers on 4 different cars at excellent rates. Earn 1 year's No Claims Discount (NCD) for only 8 months' claim free cover. Maximum No Claims Discount guaranteed for life. The monthly rate you are quoted will be guaranteed for 8 months providing no changes are made. Standard Annual Policy The eBusiness Car Standard Annual Policy offers outstanding cover and flexibility. Cover up to 4 drivers on 4 different cars at excellent rates 365 days cover in the European Union Maximum No Claims Discount guaranteed for life Maintain your policy online - log in to change your car details, add a driver or renew your policy at your convenience	Online	For those that require car insurance for business cars
eBusiness Car	eBusiness Car is the first online lease car insurance that leaves you in complete control and is specifically designed for people who require insurance for business cars. They offer Standard Annual Policy and a more flexible Pay As You Go Monthly Policy. You are also able to add multiple cars and drivers to a single policy. MORE INFORMATION >>								Restrictions Restrictions Ask on application Services Services eBusiness Car gives you immediate access to your policy, 24 hours a day, 7 days a week and covers you not just for Business - but Social, Domestic and Pleasure journeys too Advantages Advantages 1. Provide insurance to you directly. 2. Legal Cover included. 3. Breakdown Cover included. 4. European Cover included. 5. Multiple drivers and vehicles. 6. You manage everything online Disadvantages Disadvantages 1. You may have to pay an excess if you make a claim 2. Exclusions apply to all policies.
Tesco Car Insurance	Vehicle Insurance Provider	Car Insurance	All drivers	Comp, Third Party, Fire and Theft, Third Party Only	Ask on application	Ask on application	Type Cover Type Comprehensive, Third Party, Fire and Theft, Third Party Only Level Cover Level Standard to Value Detail Cover Detail Standard Car Insurance Comprehensive or third party, fire & theft cover with a full range of optional extras so you can create the cover that's perfect for you. Value Car Insurance Comprehensive cover with some of the extras taken out and a higher excess starting at £475 to make your premium cheaper. To keep the costs as low as possible for you it's available online only.	Online	For Tesco Clubcard holders
Tesco Car Insurance	Tesco Car Insurance offers two levels of cover and a range of options and extras. If you are trying to keep the cost of your car insurance down, you may want to consider Value Car Insurance. Value cover is a Comprehensive Insurance policy with some of the 'frills' taken out. Get 50% off selected Breakdown assistance when you buy Tesco Car insurance. MORE INFORMATION >>								Restrictions Restrictions See website for terms and conditions Services Services 1. Your clubcard gives you these exclusive benefits: Clubcard Discount now up to 15% (subject to minimum premium; 10% of customers could achieve the maximum discount) Collect Clubcard points on your Tesco Car insurance premium – 1 point for every £2 Use Clubcard vouchers to pay for your premium. Advantages Advantages 1. Personal Accident cover 2. Cover for fire and theft 3. Cover for my possessions 4. 24 hour accident helpline 5. Choice of excess 6. Discounts from Nationwide Autocentres and 15-point Car Safety Check 7. Up to 3 year guarantee on repairs (If you use a recommended repairer) 8. Third party cover when driving in the E.U. Disadvantages Disadvantages 1. No windscreen cover included 2. No stereo cover included 3. Monetary limits and exclusions may apply.
Admiral Car Insurance	Vehicle Insurance Provider	Private cars	All drivers from age 17	MultiCar, Single Car	Depends on cover level and policy	Veries	Type Cover Type Comprehensive and optional extra Level Cover Level Depends on policy type Detail Cover Detail Comprehensive Legal Expenses Admiral's garage network Windscreen repair Drive other car EU cover Courtesy car 24 Accident Helplines Personal Belongings Cover Audio Equipment Cover Third Party, Fire and Theft Legal Expenses Admiral's garage network Windscreen repair OPTIONAL Drive other car EU cover 24 Accident Helplines Audio Equipment Cover Third Party Only Legal Expenses Admiral's garage network Windscreen repair OPTIONAL Drive other car EU cover 24 Accident Helplines	Online	From comprehensive to broader cover including MultiCar
Admiral Car Insurance	Admiral has been offering motor insurance quotes since 1993 and online car insurance quotes since 2000. Get a UK car insurance quote and you could save up to 10% on your online car insurance quote. Admiral specialises in cheap car insurance quotes for drivers who often have to pay higher premiums, including people who drive performance cars, city dwellers and drivers with low No Claims Bonus. So if you’re looking for the cheapest car insurance, try Admiral. MORE INFORMATION >>								Restrictions Restrictions Must be minimum age 17 Services Services Range of car insurance cover types Advantages Advantages Lots of options Get Multicar - for homes with two or more cars Online discount Disadvantages Disadvantages Website is 'busy' making it hard to get hard facts Advertises MultiCar cover more than simple comprehensive cover
Virgin Car Insurance	Vehicle Insurance Provider	Private cars only	All UK drivers	Comp, Third Party Fire and Theft and Third Party Only	Dependent on Policy and Cover	Depends on age/car you drive	Type Cover Type Comprehensive, Third Party Fire and Theft and Third Party Only Level Cover Level Depends Detail Cover Detail Comprehensive: You and your car will be covered for any accident you have, whether it’s your fault or not. You’re also protected against your car being stolen, vandalised, fire damaged or broken into, and we’ll give you a courtesy car while it’s being repaired (subject to availability when you use an approved repairer).	Online, telephone	All drivers
Virgin Car Insurance	Get great value insurance and great Virgin offers with Virgin Car Insurance. Buy your policy online and benefit from an extra 5% off plus 12 months cover for the price of 11 (terms apply). You can add comprehensive breakdown cover from £69.30 a year. MORE INFORMATION >>								Restrictions Restrictions Apply for more detail Services Services Comprehensive and additional car insurance Advantages Advantages Discount if you buy online Choose from 3 levels of cover plus optional extras Disadvantages Disadvantages No courtesy car if car is stolen/written off No vans, bikes, caravans or boats Cover for 3 days only for driving in EU
Saga Car Insurance	Vehicle Insurance Provider	Seperate Cover	All drivers over 50	Comp, New for Old Cover, Emergency	From £12.50 a month	Ask on application	Type Cover Type Comprehensive cover, New for Old Cover, Emergency Level Cover Level Depends Detail Cover Detail Up to 20% online discount* – 21% of people would have received an introductory and online discount totalling 20%, Saga survey of new business quotes January 2010 Comprehensive cover from just £12.50 a month – in fact 20% of new customers who took out a policy with us between November 2009 and February 2010 pay this or even less Comprehensive cover when driving in the EU with no limit on the number or duration of trips Replacement car for up to 14 days whilst yours is being repaired by one of our approved repairers following an insured incident in the UK New for old cover on cars less than two years old where you are the first registered keeper (12,000 mileage restriction for the second year) Emergency ‘any driver’ cover – anyone with a full licence can drive your car in a medical or motoring emergency providing you are also in the vehicle Vandalism cover – your No Claim Discount will not be affected following a claim for damage caused by vandals.	Online, telephone	Drivers over age 50
Saga Car Insurance	Save up to 20% if you apply online for Saga Car Insurance. Enjoy benefits like comprehensive cover from just £12.50 per month and cover whilst driving in the EU - and there is no limit on the number or duration of your trips! Drivers over 50 make fewer claims on car insurance and this is reflected in your Saga premium. MORE INFORMATION >>								Restrictions Restrictions Must be over 50 Must have full UK driving licence (no provisional) Services Services Comprehensive cover Breakdown assistance Advantages Advantages Specialist car insurance for the over 50s Discount breakdown rate for Saga Car Insurance customers Website has plenty of information Disadvantages Disadvantages Over 50s only Temporary additional drivers cost £13 plus £10 per transaction No cover for people with provisional licence
Nationwide Car Insurance	Vehicle Insurance Provider	Private cars	All UK drivers	Comp, Third Party Fire and Theft and Third Party Only	Dependent on Policy and Cover	Ask on application	Type Cover Type Comprehensive, Third Party Fire and Theft and Third Party Only Level Cover Level Depends on personal requirements Detail Cover Detail Comprehensive (subject to terms) Up to 75% no claim discount Online discount (available for new policies) UK-based call centre Friendly and efficient 24-hour claim service Guaranteed Courtesy Car Cover for up to 180 days when travelling in EU Countries Optional Extras: Protected or Guaranteed No Claim Discount Motor Legal Expenses up to £100,000 Personal Accident COver up to £100,000 Road Rescue	Online quote	Comprehensive cover
Nationwide Car Insurance	Nationwide Car Insurance gives you the flexibility to tailor your cover to suit your needs. Benfit from an online discount, up to 75% No Claims Discount, 24-hour claims service and a guaranteed courtesy car. For travel in your car in EU countries you can get cover for up to 180 days. Nationwide car insurance is provided by Liverpool Victoria Insurance Company Limited. MORE INFORMATION >>								Restrictions Restrictions Not stated Services Services Car insurance with optional extras Advantages Advantages Online discounts available Up to 75% no claims discount Wide range of optional extras Disadvantages Disadvantages Must get quote for more detailed information No FAQs on car insurance page
Debenhams Car Insurance	Vehicle Insurance Provider	Private cars only	All drivers	Comp, Third Party Fire and Theft and Third Party Only	Dependent on Policy and Cover	Ask on application	Type Cover Type Comprehensive insurance Level Cover Level 3 types - Comprehensive, Third Party Fire and Theft or Third Party Only Detail Cover Detail Comprehensive Insurance 24 hour insurance claims helpline FREE windscreen repair Courtesy car while yours is in repair following an accident (subject to availability) New car replacement if your car is written off or stolen and not recovered within the first year of registration Personal belongings - up to £100 (excluding cash) Unlimited cover for factory fitted in-car audio equipment and up to £150 for self-fitted devices Optional Extras Legal Cover - up to £100,000 UK and European Breakdown Cover	Online	Broad coverage or minimum cover by law
Debenhams Car Insurance	Debenhams can find a competitive price from a range of top insurers for you and your car. Benefits include 5% discount when you buy online, a courtesy car if yours needs repairs, free windscreen repair and up to £5,000 personal accident cover. Also choose from optional extras such as breakdown cover for UK and EU. MORE INFORMATION >>								Restrictions Restrictions No bikes, vans or caravans Must hold valid UK driving licence Services Services Car Insurance for Private Cars Advantages Advantages Great additional benefits offered Website is informative and easy to navigate Online application receives discount Disadvantages Disadvantages All benefits are subject to terms and conditions If you wish to pay in installments, you are charged additional (typical APR rate 26.8%) spread over the year Only insure private cars
HSBC Car Insurance	Vehicle Insurance Provider	Private Cars	All UK drivers	Comp	Depends on cover level and policy	Ask on application	Type Cover Type Comprehensive and optional extra Level Cover Level Depends on personal requirements Detail Cover Detail Comprehensive: Courtesy car while your car is being fixed, subject to availability Dedicated 24/7 claims team 3 year guarantee on all approved repair work 90 days cover when you use your car to travel in the EU Optional Cover: £100,000 motor legal protection to help you claim for any uninsured losses, plus up to 14 days car hire after a claim (subject to eligibility) RAC Breakdown - a range of different levels of cover are available providing you with the ability to purchase exactly what you need. Cover starts from only £35. UK Roadside only UK Roadside and Recovery UK Roadside, Recovery, At Home and Onward Travel No Claims Discount protection	Online	Comprehensive and optional breakdown cover
HSBC Car Insurance	HSBC Car Insurance offers you a great price and an excellent service from UK based call centres. Get comprehensive cover which includes a courtesy car while yours is being fixed, dedicated 24/7 claims team and 90 days cover when you drive in the EU. Get additional optional cover including motor breakdown and RAC breakdown. MORE INFORMATION >>								Restrictions Restrictions See full terms for details Services Services Car insurance, breakdown and motor legel protection Advantages Advantages Additional cover including RAC Breakdown from £35 Full terms listed Dedicated 24/7 claims team as standard Disadvantages Disadvantages Must get a quote for more detailed information No FAQs/information guide Limited information available
eVan Insurance	Vehicle Insurance Provider	All types of van; from heavy goods vehicles to transit vans	All drivers	Standard Annual and Pay As You Go Monthly	Dependent on Policy and Cover	Advised prior to purchase	Type Cover Type Standard and Pay As You Go Level Cover Level Comprehensive/Third Party, Fire or Theft/Third Party Only. Detail Cover Detail The eVan Standard Annual Policy Offers outstanding cover and flexibility. 1. Cover up to 4 drivers on 4 different vans at excellent rates. 2. 365 days cover in the European Union. 3. Maximum No Claims Discount guaranteed for life. Pay As You Go (PAYG) - Monthly Policy Purchase cover as and when you need it - on a monthly basis for a monthly premium. You can purchase cover one month at a time and then switch it off when it's not required. 1. Cover up to 4 drivers on 4 different vans at excellent rates. 2. Earn 1 year's No Claims Discount (NCD) for only 8 months' claim free cover. 3. Maximum No Claims Discount guaranteed for life. 4. The monthly rate you are quoted will be guaranteed for 8 months providing no changes are made.	Online	Van insurance
eVan Insurance	eVan offer two types of Van insurance, The Standard policy or Pay As You Go Policy. You are able to manage everything online 24 hours a day, 7 days a week. The policies could come complete with Legal Expenses Insurance, Breakdown Cover and full EU Cover included. MORE INFORMATION >>								Restrictions Restrictions See Policy Wording for exclusions Services Services 1. Protected NCD for life. 2. NCD Accelerator. 3. European Cover Included. 4. Multiple Drivers and Vehicles. 5. Breakdown Cover Included. 6. Legal Cover Included. Advantages Advantages 1. Simple and quick quote process. 2. You can manage your insurance online, 24 hours a day, 7 days a week. 3. Full EU cover. 4. Complete with Legal Expenses Insurance and Breakdown Cover included Disadvantages Disadvantages 1. Pay As You Go premiums are subject to a £5 a month administration charge. 2. Mid Term Changes to your policy will be subject to a £25 administration charge if the Additional Premium is over £20 or the Return Premium is over £35. 3. Refunds of less than £10 will not be allowed. 4. Cancellation charge of £75
Click4Warranty	Vehicle Insurance Broker	It has covered less than 150,000 miles.	See website for details	Mechanical Breakdown Insurance Policy	Dependent	Dependent	Type Cover Type 3 Star/4 Star/ 5 Star Level Cover Level Comprehensive Detail Cover Detail 3 Star Affordable protection that pays towards the cost of parts and labour for the repair or replacement of the most essential car components. 4 Star Extensive affordable cover that pays towards the cost of parts and labour for repair or replacement of everything listed in 3 Star plus an additional wide ranging list of universal car components. 5 Star Provides cover that pays towards the cost of parts and labour for repair or replacement of all parts listed in 3 and 4 Star plus an additional comprehensive list that ensures the ultimate in peace of mind for today’s motorist. Designed to help with bills which arise when most mechanical or electrical faults that require expert repair.	Online	New and used vehicles
Click4Warranty	Click4Warranty covers one mechanical breakdown Insurance Policy, with one clear set of terms and benefits. There is a star rating which indicates the extent of parts that are insured; 3 star, 4 star and 5 star warranty. MORE INFORMATION >>								Restrictions Restrictions Claim values £3,000, £5,000 and £7,000 Services Services 1. A car warranty from Click4Warranty is designed to help with the bills which arise when a mechanical fault requires expert repair. It will pay towards the cost of repair or replacement (parts, labour and VAT) should any covered component fail Advantages Advantages 1. Cover against breakdown due to Wear & Tear included as standard 2. No Service History required 3. 21 day money back guarantee 4. Cover from day one. 5. Up to £7,000 per breakdown Disadvantages Disadvantages 1. See website for what exclusions are.
Kwik Fit Car Insurance	Vehicle Insurance Broker	Car Insurance	Ask on application	Kwik Fit Car Insurance	Varies	Varies	Type Cover Type 3rd Party, 3rd Party Fire and Theft and Comprehensive Level Cover Level 3 Levels of Cover Detail Cover Detail You can add any of the following to get the most from your car insurance cover: Breakdown Cover 4 types of cover, 24/7, 365 days a year - arriving on average within 40 minutes. Keep Motoring Cover Stay on the road with a hire car for up to 28 days if your car is stolen or written off. Key Cover Replacement keys if yours are lost, broken or stolen. Legal Expenses Cover Claim back any legal costs incurred in an incident that wasn’t your fault.	Online, Tel	3 levels of car insurance to choose from
Kwik Fit Car Insurance	Kwik Fit take the hassle out of finding a competitive insurer as they search their panel of leading insurers to find you the best deal available. They also include an online 20% discount and 15% off a service and MOT at Kwik Fit. In addition, if you recommend any friends or family they will give you £40 . MORE INFORMATION >>								Restrictions Restrictions See website for limitations and exclusions. Services Services 5 days hire car if your is stolen Advantages Advantages Comprehensive benefits include: 5 days hire car if yours is stolen 24 hour accident action line 24 hour windscreen and glass replacement £150 personal belongings cover Disadvantages Disadvantages 1. Exclusions and limitations apply to all polices. 2. You have to apply to obtain a quote and further details.
Devitt Motorcycle Insurance	Vehicle Insurance Provider	Motorcycle	All drivers	Devitt Motorcycle Insurance	Varies	Varies	Type Cover Type Comprehensive and Third Party, Fire and Theft Level Cover Level Standard Detail Cover Detail 1. Access to a panel of insurers offering competitive premiums and cover 2. Discounts for a history of claim free riding, advanced training, secure overnight garaging, female riders, limited mileage and approved motorcycle security systems such as TRACKER Option to protect a maximum existing No Claim Discount, if eligible. 3. Up to £500 cover for accessories 4. Full policy cover for up to 90 days per trip when travelling abroad within the EU 5. Third party cover for riding other motorcycles, if eligible 6. Multibike policy – include up to 4 motorcycles on one policy (only available offline) 7. Choose how to pay - use your debit or credit card or pay monthly by direct debit through your bank account, subject to conditions and status 8. Quick & simple - get your motorcycle, scooter or moped insured in a few simple steps 9. Secure - your personal details are encrypted and safe when you buy online 10. Customer service - expert help and straightforward advice 11. Easy claims - fast and hassle-free service 12. Motorcycle breakdown cover - optional extra Green Flag breakdown assistance cover for affordable peace of mind - see policy for full details 13. Legal expenses insurance - optional legal expenses cover and uninsured loss recovery service when you need it 14. Personal accident cover - optional cover for financial payments in the event of personal injury	Online, Tel	Motorcycle insurance
Devitt Motorcycle Insurance	You can obtain a motorcycle insurance quote online or give Devitt a call and they will compare quotes from a panel of insurers for you. They can provide low cost insurance for the most popular kinds of motorcycles including super sport motorcycles, naked motorcycles, trail motorcycle, custom motorcycles, sport/touring motorcycles and adventure sport motorcycles. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services Competitive cover for your motorcycle. Advantages Advantages 1. Motorcycle insurance - competitive cover for your motorcycle, scooter or moped 2. Choose how to pay - use your debit or credit card or pay monthly by direct debit through your bank account, subject to status and conditions 3. Quick & simple - get your motorcycle or scooter insured today in a few simple steps 4. Secure - your personal details are encrypted and safe when you buy online 5. Customer service - expert help and straightforward advice 6. Quality policies - top cover for motorcycles and scooters from our panel of UK motorcycle insurers 7. Easy claims - fast and hassle-free service 8. Motorcycle breakdown cover - optional extra Green Flag breakdown assistance cover for affordable peace of mind - see policy for full details 9. Legal expenses insurance - optional legal expenses cover and uninsured loss recovery service when you need it 10. Personal accident cover - optional cover for financial payments in the event of personal injury Disadvantages Disadvantages 1. Exclusions and limitataions apply to all policies. 2. You must pay an excess when you make a claim.
Swinton MotorBike Insurance	Vehicle Insurance Broker	Motorbike, scooter, moped, trike or sports bike.	Ask on application	Swinton MotorBike Insurance	Ask on application	Ask on application	Type Cover Type Breakdown, Legal Protection, Rider’s Personal Accident and Helmet and Leather cover Level Cover Level Breakdown, Legal Protection, Rider’s Personal Accident and Helmet and Leather cover Detail Cover Detail Superbikes Scooters Tourers Naked bikes Trail bikes Adventure sports Imports Commuters	Online, Tel	Motorbike insurance
Swinton MotorBike Insurance	Swinton motorbike insurance tries to find you good value insurance in minutes. Whether you ride a scooter or moped, superbike, tourer or electric the Swinton Bikes team will work hard to get you a great insurance policy for a great price. Swinton has been named Personal Lines Broker of the Year at The British Insurance Awards 2008 MORE INFORMATION >>								Restrictions Restrictions Ask on application Services Services 1. Scooter insurance 2. Moped insurance 3. Trike insurance 4. Convicted biker 5. Sports bike insurance 6. New riders 7. Older bikes 8. Multi-bike 9. Tourer bike insurance 10. Courier insurance 11. Electric bike insurance 12. Add ons Advantages Advantages 1. A low cost extensive insurance policy in minutes 2. Claims line open 24 hours a day, 7 days a week 3. Save up to £150 on your bike insurance* 4. Add on helmet and leathers cover worth up to £1500 (Terms and conditions apply. Click here for details) 5. Add on breakdown cover that includes accident recovery in the UK, the Channel Islands and the Isle of Man. Disadvantages Disadvantages 1. You must apply to obtain fees and charges. 2. You need to apply to obtain the excess
Budget Car Insurance	Vehicle Insurance Broker	Cars	All drivers	Budget Car Insurance	Dependent on provider	Dependent on provider	Type Cover Type Comprehensive, Third Party, Third Party, Fire and Theft Level Cover Level Standard Detail Cover Detail Third Party Cover Liability to Third Parties where the regular driver is legally liable as a result of the accidental death of or injury to persons (unlimited cover); and accidental damage to property up to £20M caused by or arising out of the use of the vehicle in the United Kingdom. This cover also includes: liability arising out of the towing of any trailer or disabled vehicle other than for reward Emergency treatment - as per the Road Traffic Acts or Orders for emergency treatment for injuries arising out of the use of the vehicle Third Party Fire and Theft Cover As per Third Party Cover plus Cover for fire, theft or attempted theft Comprehensive Cover As per Third Party Fire and Theft Cover plus Cover for accidental or malicious damage Personal effects: loss or damage to personal effects in the vehicle up to a maximum of £100 Sound Equipment: loss or damage up to a maximum of £500 Glass cover: for window glass Death or Injury Cover: £5,000 to either the Regular Driver or Regular Drivers spouse or both if they suffer accidental bodily injury whilst travelling in or getting into or out of any private car and such injury leads causes death or the total and irrecoverable loss of sight in one or both eyes or the permanent loss of use of one or more hands or feet Medical expenses: Up to £200 per person suffering injury arising from an accident while the person is in the car Accessories: Loss or damage to accessories of the car when fitted to the car or stored in a private garage Approved claim repairs guaranteed for 3 years Claims Line, Emergency hotline and windscreen hotline Flexible payment options (subject to status)	Online	Cheap car insurance
Budget Car Insurance	Budget claim to be one the UK’s leading insurance intermediaries to get you a cheap car insurance quote from a panel of leading car insurance providers and the special deals they have negotiated with many of them to obtain you a better price. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services Search their panel of top insurers and find the best price for you. Advantages Advantages 1. BUDGET could save you up to £206 on your car insurance 2. We will search our panel of top insurers and find the best price for you 3.Windscreen cover (£75 excess). You can claim without affecting your NCD! 4. Automatic 60 day EU cover 5. Approved Claims Repairs guaranteed for 3 years 6. Emergency Assistance 24 hrs a day, 365 days a year 7. Courtesy car Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies. 2. An excess needs to be paid if you make a claim.
Green Flag Breakdown Cover	Vehicle Insurance Broker	Ask on application	Ask on application	Green Flag Breakdown Cover	From £20	Varies	Type Cover Type Standard Level Cover Level Rescue, Rescue Plus, Recovery, Recovery Plus, Euro Plus Detail Cover Detail Rescue From £35 Rescue Plus From £75 Recovery From £75 Recovery Plus From £88 Euro Plus (Personal Cover applies in the UK) From £145	Online	A range of breakdown cover options
Green Flag Breakdown Cover	Green Flag believe in providing cover tailored to suit your individual needs and circumstances. They claim to take an average of 30 minutes to get to breakdowns with no callout charges and a message service as standard on all their cover policies. MORE INFORMATION >>								Restrictions Restrictions See website to see exclusions and limitations Services Services 24 hours assiatance, 365 days a year Advantages Advantages 1. 24-hour assistance, 365 days a year 2. A national network of breakdown specialists 3. Average response time is 30 minutes (data based on 925,842 nationwide call-outs May 09 - April 10) 4. They fix 86% of our customers' cars at the roadside (data based on 925,842 nationwide call-outs May 09 - April 10) 5. They offer no-callout discounts 6. They have almost five million customers, with nearly 40 years experience in providing breakdown assistance 7. They offer breakdown cover tailored to suit your individual circumstances Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies.
Churchill Motorbike insurance	Vehicle Insurance Broker	The motorcycle is not a registered Q plate	Resident in the UK for the past three years	Churchill Motorbike insurance	Varies	Varies	Type Cover Type Comprehensive, Third Party, Third Party Fire and Theft Level Cover Level 3 Levels to choose from Detail Cover Detail Cover for loss or damage to your motorcycle (excludes Third Party Only cover) Liability cover to third parties Emergency treatment Cover for additional accessories, including panniers at no extra charge Up to 90 consecutive days cover when travelling abroad within the EU at no extra cost Option to spread your payments by monthly Direct Debit Download policy documents	Online	Motorbike insurance
Churchill Motorbike insurance	Churchill provides you with cheap motorbike insurance by searching a panel of insurers for you. They offer up to 62% no claims discount and cover for loss or damage to your motorbike on their comprehensive policies. You even have the option to spread your monthly payments monthly by direct debit if it suits you. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services up to 62% no claims discount. Advantages Advantages 1. Up to 62% no claim discount 2. Cover for loss or damage to your motorcycle with the Comprehensive policies 3. Cover for loss or damage to your motorcycle by fire or theft with the Third Party, Fire & Theft policies 4. Accessories covered at no extra cost, including your panniers to a maximum value of £100, with the Comprehensive and Third Party, Fire & Theft policies 5. Discounts available for garage storage and motorcycle security with the Comprehensive and Third Party, Fire & Theft policies 6. No need to pay extra for trips within the EU for up to 90 days at a time 7. Spread your payments monthly by Direct Debit if it suits you (subject to status) 8. They use a panel of motorcycle insurers which gives you more choice 9. Renew your policy quickly and easily online if paying by credit or debit card Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies. 2. You must apply to obtain a quotation.
eBike Insurance	Vehicle Insurance Provider	Bike	All drivers	Standard, Classic, Pay As You Go Monthly	Dependent on Policy and Cover	Ask on application	Type Cover Type Standard and Pay As You Go Level Cover Level Comprehensive/Third Party, Fire or Theft/Third Party Only. Detail Cover Detail Standard Annual Policy Offers outstanding cover and flexibility. 1. Cover up to 4 riders on 4 different bikes at excellent rates. 2. Suspend your policy and benefit from Fire and Theft cover when you are not using your bike; providing it is garaged at your home address. 3. 365 days cover in the European Union. 4. Maximum No Claims Discount guaranteed for life. 5. Rates available for Fast Food Delivery Riders and Couriers. Classic Bike Policy For the serious classic enthusiast. 1. Cover up to 4 riders on your classic bike. 2. Agreed value cover available for comprehensive policy holders. 3. No limited mileage restrictions. 4. Quotes provided for commuting use. 5. Maintain your policy on-line. Pay As You Go (PAYG) - Monthly Policy Purchase cover as and when you need it - on a monthly basis for a monthly premium. 1. You can purchase cover one month at a time and then switch it off when it's not required. 2. A renewal notice will be sent shortly before the expiry of the policy 3. Cover up to 4 riders on 4 different bikes at excellent rates. 4. Earn 1 year's No Claims Discount for only 8 months claim free cover. 5. Maximum No Claims Discount guaranteed for life.	Online	Variety of bike insurance policies
eBike Insurance	eBike offer three bike insurance policies; Standard Policy, Classic Policy and Pay As You Go Policy and allows you to manage your policies entirely online. You can obtain a quotation and buy it 24 hours a day, 7 days a week. You are also able to make mid-term adjustments, add drivers/riders, change vehicle details and much more. MORE INFORMATION >>								Restrictions Restrictions See Policy Wording for exclusions Services Services 1. Protected NCD for life. 2. NCD Accelerator. 3. Breakdwon Cover included. 4. Helmet and Leathers. 5. European Cover included. 6. Legal cover included. 7. Multiple Bikes and Riders. Advantages Advantages 1. You can manage your policy online, 24 hours a day, 7 days a week. 2. Provide insurance to you directly. 3. Breakdown cover included. 4. European cover included. 5. Leagl cover inlcuded. Disadvantages Disadvantages 1. Pay As You Go premiums are subject to a £6 a month administration charge. 2. Mid Term Changes to your policy will be subject to a Â£15 administration charge if the Additional Premium is over £20 or the Return Premium is over £25. 3. Refunds of less than £10 will not be allowed. 4. Cancellation charge of £75
Quoteline Direct	Vehicle Insurance Broker	All types of van; from heavy goods vehicles to transit vans	All drivers	Dependent on Provider	Dependent on Policy and Cover	Advised prior to purchase	Type Cover Type Dependent on Provider Level Cover Level Comprehensive/Third Party, Fire or Theft/Third Party Only. Detail Cover Detail Dependent on Provider	Fill out simple online form	Cheap van insurance
Quoteline Direct	Quoteline Direct is an independent insurance broker who offer to find the best Van Insurance cover to suits your needs. They can guarantee you a minimum saving of 10% against your current insurers renewal premium with similar cover. MORE INFORMATION >>								Restrictions Restrictions Dependent on Provider Services Services 1. Interactive engine to get an instant quote from a panel of van insurance specialists. 2. Policies are provided by the countries leading insurers including AXA, CGNU, Cornhill, Fortis, NIG, Lloyd's of London, Royal and Sun Alliance, Norwich Union, Eagle Star, Zurich and many more. 3. Payments accepted by credit or debit card, cheque, postal orders and by instalments. Advantages Advantages 1. Save at least 10% on the cost of van insurance 2. Get an online quote any time of the day or night 3. Competitive insurance policies for all drivers and all types of van; from heavy goods vehicles to transit vans 4. Most of the insurers will transfer any no claims discount earned on a private car to a new van insurance policy 5. Choose form a range of payment options, including direct debit - details available on request 6. Extended office hours mean you can speak to a consultant on weekday evenings (until 6pm) and on Saturdays (until 5pm 7. Search for the lowest possible quote from over 450 policies Disadvantages Disadvantages 1. Policy alterations including cancellation – Up to £26
Barclays Car Insurance	Vehicle Insurance Provider	Car Insurance	All drivers	Comp, Third Party Fire and Theft and Third Party Only	Dependent on Policy and Cover	Advised prior to purchase	Type Cover Type Comprehensive, Third Patry Fire and Theft and Third Party Only Level Cover Level Broad coverage or minimum cover by law Detail Cover Detail Comprehensive Insurance 1. New vehicle if yours is written off and was less than a year old 2. Courtesy car included as standard 3. 2 Accident recovery service 4. Replacements for broken windscreens and windows 5. Replacement locks 6. Personal injury cover for you and your partner for death or loss of limbs/sight - up to £2,500 Third Party Insurance 1. Legal liability for death or injury to any other person, including passengers 2. Legal liability for damage to other people's property Or you can add to that with the Third Party, Fire and Theft option: 1. Cover for your in-car audio equipment 2. New motor vehicle replacement if less than a year old 3. Replacement locks	Online	Broad coverage or minimum cover by law
Barclays Car Insurance	Barclays Car insurance search their panel of leading insurers to find their cheapest quote for you. They can offer you Comprehensive, Third Party Fire and Theft or Third Party Only car insurance to choose from. With these you can be sure that you have, at the very least, the minimum cover that is required by law. MORE INFORMATION >>								Restrictions Restrictions 1. You must hold a valid UK driving licence 2. You must have informed the DVLA of relevant illnesses or disabilities and they have agreed to the issue of a licence 3. The insurance policy relates to a car in the UK, including Northern Ireland 4. The car has a valid UK registration number, is not 'Q' registered and meets UK specifications (eg it is not a Japanese import) 5. The car will not be used for professional driving tuition, motor trade purposes, hire or reward, racing, rallies, "track days" or competitions Services Services 1. You want broad coverage at a competitive price 2. You only want the minimum cover required by law Advantages Advantages 1. They search their panel of leading insurers to find their cheapest quote 2. Cover for up to 60 days’ use in the EU with the comprehensive car insurance 3. 24 hour claims line to UK call centres 4. It only takes a few minutes to get your car insurance quote 5. Choose between comprehensive or third party cover Disadvantages Disadvantages 1. You policy is subject to excesses, the amount you must pay in the event of a claim. 2. Certain limits to a claim may also apply. 3. The rate you pay depends on a number of certain factors.
Budget Van Insurance	Vehicle Insurance Broker	Van insurance policies	Ask on application	Budget Van Insurance	Varies	Varies	Type Cover Type Comp, Third Party Fire and Theft and Third Party Only Level Cover Level 3 Levels to Choose From Detail Cover Detail Third Party Cover Liability to Third Parties where the regular driver is legally liable as a result of the accidental death of or injury to persons; and accidental damage to property up to £1M caused by or arising out of the use of the vehicle in the United Kingdom. This cover also includes: liability arising out of the towing of any trailer or disabled vehicle other than for reward Emergency treatment -as per the Road Traffic Acts or Orders for emergency treatment for injuries arising out of the use of the vehicle Third Party Fire and Theft Cover As per Third Party Cover plus Cover for fire, theft or attempted theft Comprehensive Cover Cover for accidental or malicious damage Sound Equipment- loss or damage up to a maximum of £500 Glass cover for windows only Approved claim repairs guaranteed for 3 years Claims Line, Emergency hotline and windscreen hotline Flexible payment options	Online	Cheap van insurance
Budget Van Insurance	Budget claim to be the UK’s leading insurance intermediaries. They search a panel of 12 van insurers to find you cheap van insurance which could save you up to £224 on your van insurance. They offer great value breakdown cover including roadside assistance, a towing service and free windscreen repair. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services Panel of 12 Top Insurers include: Zurich, Allianz Insurance Plc, AXA, Churchill, Legal and General and many more top brand names Advantages Advantages 1. BUDGET could save you up to £224* on your van insurance 2. FREE Windscreen repair 3. Great value Breakdown cover available including roadside assistance and towing service 4. Repairs are guaranteed for 3 years 5. Cover can be extended for short trips to Europe Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies 2. You must apply to obtain quotation.
Click4Gap	Vehicle Insurance Broker	See website for details	All drivers	RTV, RTI, VRI	Dependent on Product	Ask on application	Type Cover Type Depreciation Level Cover Level Depreciation Detail Cover Detail Return To Value Gap Insurance (RTV) Pays shortfall between motor insurers settlement and value of car today 1. Suitable for the majority of car owners 2. Get back the Value of your car 3. Added Protection Return To Invoice Gap Insurance (RTI) Pays shortfall between Motor Insurance payout and invoice price. 1. Great cover for new and used cars 2. Added Protection 3. Get back the amount you paid Vehicle Replacement Gap Insurance (VRG) Replaces your car with a brand new equivalent model. 1. Great cover for new and used cars 2. Added Protection 3. Replace your car with a brand new one!	Online	New and used cars
Click4Gap	Click4Gap offer three Gap insurance products; Return to Value Gap Insurance, Return to Invoice Gap Insurance and Vehicle Replacement Gap Insurance. Click4Gap pays for what your insurance company does not. They will pay you up to a maximum of £25,000, and refund the depreciation of your vehicle. MORE INFORMATION >>								Restrictions Restrictions 1. Available for cars only 2. See website for car manufacturers and vehicles which are expressly excluded from cover. Services Services Provides insurance for what your insurance company does not. Advantages Advantages 1. Cover can be extented to include additionl benefit of £500 inconvenience cover. 2. Cover against financial loss when your motor insurer declares your car an insurance write-off. 3. Refunds depreciation. 4. Can pay you up to a maximum of £25,000. 5. There is no maximum mileage limit from the date of purchase. 6. Cover available up to 4 years. 7. 21 day money back guarantee. 8. Transfer cover free for 90 days. 9. The comprehensive motor insurance does not have to be in your name. Disadvantages Disadvantages 1. No option to pay monthly 2. Cover can be purchased up to 90 days after taking ownsership of the car 3. The Policy can't be transferred to a different car or owner.
Churchill Car Insurance	Vehicle Insurance Provider	The vehicle has not been modified or altered in any way	All drivers are at least 17 years of age	Churchill Car Insurance	Varies	Varies	Type Cover Type Comprehensive, Third Party, Fire and Theft, Third Party Only Level Cover Level Comprehensive, Third Party, Fire and Theft, Third Party Only Detail Cover Detail With a comprehensive car insurance policy, you can enjoy all this cover as standard: 24 hour accident recovery Repairs guaranteed for 5 years when you use an approved repairer Up to 65% No Claim Discount which, if it is over 4 years, you can choose to protect New for old cover on cars under 12 months old Personal accident cover for policyholder and spouse or partner Medical expenses following an accident Cover for personal belongings in the car	Online	Cheap car insurance
Churchill Car Insurance	Apply for Churchill car insurance online and you will receive a 10% discount. Take out their comprehensive cover and you will receive a free guaranteed hire car and 24 hour accident recovery helpline, in addition to personal accident cover and cover for personal belongings in the car. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services 24-hour accident recovery helpline on Comprehensive policy Advantages Advantages 1. Up to 10% off when you buy online 2. Named drivers earn their own Named Driver No Claims Discount 3. 24-hour accident recovery helpline on Comprehensive cover only 4. Repairs guaranteed for 5 years when you use an approved repairer 5. New replacement car if your vehicle is under 12 months old if you're the first owner and registered keeper 6. Personal accident cover for policy holder and spouse or partner (Comprehensive cover only) 7. Medical expenses following an accident (Comprehensive cover only) 8. Cover for personal belongings in the car subject to limit (Comprehensive cover only) Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies. 2. You have to pay an excess when you make a claim.
The Co-operative Car Insurance	Vehicle Insurance Broker	Ask on application	You must be between the ages 17 - 75 years old	The Co-operative Car Insurance	Varies	From £50	Type Cover Type Comprehensive, Third Party, Third Party, Fire & Theft Level Cover Level Standard Detail Cover Detail Standard with comprehensive car insurance: Named drivers earn their own No Claim Discount. Guaranteed courtesy car, to keep you on the road. Free accident recovery service. Free European cover for 8 days. Child car seat replacement cover. Theft of keys cover.	Online	Available to customers aged 17 to 75 years only.
The Co-operative Car Insurance	The co-operative bring you a car insurance policy that claim to give you more cover as standard. If you apply online then you can receive up to 11% discount and up to 70% no claims discount. You will receive a guaranteed courtesy car as standard and a free recovery service. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services Option available to pay monthly via direct debit. Advantages Advantages 1. Multiple levels of voluntary excess to choose from. 2. Option to pay monthly via Direct Debit. 3. Add UK & European Breakdown Cover for just £59 per year. 4. Awarded Best Motor Insurance Provider 2009 by Your Money and the Platinum Motor Insurance Claims Satisfaction award 2008 by Consumer Intelligence. 5. Up to 11% discount for applying online 6. You are guaranteed a cheaper car insurance premium if you apply online. Depending on your circumstances, this could save you as much as 11%. 7. Up to 70% No Claim Discount 8. You have the option to protect your hard earned No Claim Discount for an additional premium ensuring that future car insurance quotes remain affordable. 9. Named drivers earn their own No Claim Discount Disadvantages Disadvantages 1. Exlusions and limitations apply to all policies. 2. An excess is payable on all claims made 3. The level of discount you are entitled to will depend on risk features such as your age, the age of any additional drivers and the type of car you drive.
Direct Line Van Insurance	Vehicle Insurance Provider	Van insurance	You must be over 21	Direct Line Van Insurance	Varies	Varies	Type Cover Type Comprehensive, Thirs Party Only, Third Party, Fire and Theft Level Cover Level Standard Detail Cover Detail 1. Third Party Fire & Theft (TPF&T) This covers you if other people claim against you for injury or damage to their vehicle or property, and if your van is stolen or damaged by fire. 2. Comprehensive As Third Party Fire and Theft plus accidental damage cover to your van plus cover for personal belongings, medical expenses and personal accident cover. Subject to selected levels of cover. 3. Third Party Only (TPO) Covers liability to third parties i.e. claims made by third parties, against you, for bodily injury or damage to their property. Please call us for details.	Online	You must be over the age of 21 years old
Direct Line Van Insurance	Apply for Direct Line Van insurance and receive an introductory discount of 15% off your van insurance. To qualify you must be over 21 years old and have held a full UK/EU licence for at least 1 year. With the Direct Line Van Insurance Policy, you should get an extra discount on every additional vehicle you insure with them. MORE INFORMATION >>								Restrictions Restrictions See website for limitations and exclusions Services Services Direct Line has launched its ‘On The Road’ app for iPhone Advantages Advantages 1. Accident Action Pack – what to do if you have an accident 2. 24 Hour Accident Helpline – expert help and advice at any time 3. 24 Hour Windscreen Helpline if your windscreen is damaged 4. Windscreen Repair for damaged windscreens (Comprehensive only) 5. Legal Protection (optional) - to recover your uninsured losses Disadvantages Disadvantages 1. Goods in transit and tools are not covered under this policy. 2. Exclusions and limitations apply to all policies. 3. You need to pay an excess if you make a claim
Liverpool Victoria Car Insurance	Vehicle Insurance Provider	Car insurance	All drivers	Liverpool Victoria Car Insurance	Varies	Varies	Type Cover Type Comprehensive, Third Party Only, Third Party, Fire and Theft Level Cover Level Standard Detail Cover Detail Comprehensive car insurance Comprehensive car insurance covers accidental damage caused to your car as well as damage and / or injury you cause another vehicle or its driver in an accident. It also covers your car if it is damaged by fire or stolen and not recovered. Third Party Fire and Theft car insurance Covers damage or injury you cause to another vehicle and/or its driver. It also covers loss of or damage to your car through fire or theft. However it doesn't cover your own vehicle if it's damaged in an accident. Third Party only car insurance Covers damage or injury you cause to another vehicle and/or its driver - but it doesn't cover damage to, or loss of your vehicle.	Online	Cheap car insurance
Liverpool Victoria Car Insurance	Liverpool Victoria allow you to tailor make you car insurance to suit your individual circumstances and needs. You can choose from the affordable extras (including road rescue) to get the flexibility and level of cover you require. MORE INFORMATION >>								Restrictions Restrictions See website for exclusions and limitations Services Services 1. Temporary replacement car service 2. Cover for up to 180 days in EU countries 3. Legal expenses up to £100,000 4. Increased personal accident benefit from £10,000 to £100,000 5. Road Rescue Advantages Advantages 1. A simple four-step quote process 2. Up to 75% no-claim discount 3. A special online discount for new policies 5. A friendly and efficient 24-hour claim service 6. A UK-based call centre Disadvantages Disadvantages 1. Exclusions and limitations apply to all policies. 2. You have to pay an excess if you make a claim.