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Luma Credit Card - Credit Card
(Which Way To Pay - 6/7/2014)
The Luma Credit Card is a credit card that is ideally suited to those with bad credit history and would like to build their credit score. There is no annual card fee associated with this card and you can apply in 60 seconds. 

The Luma card is easy to receive approval from, even if you are new to credit have CCJs or other issues you can get acceptance. Watch out for the high APR though as this will be much higher than other credit cards. Ensure that you make all the repayments on time and in full so you do not get caught out.

Automated fraud alerts and free identity theft support help you ensure that your account stays safe and that you have help when you need it most
Luma Card is ranked 3 out of 5. Based on 1 review.

3 Star Rating        
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

News and ChartsNEWS / CHARTS

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If this is your case then why not sell your policy on to make yourself some cash , and get what its worth.