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NATWEST BLACK CREDIT CARD REVIEW
Natwest Black Credit Card - Credit Card
(Which Way To Pay - 8/6/2009)
Natwest Black offers the premium customer a premium credit card.  With 1,300 worth of benefits including travel insurance for you and your family, breakdown cover, personal assistance and exclusive airport lounge access, this card has a lot to offer.  The minimum credit is 15,000 and maximum is decided on a case-by-case basis.
 
Because this card carries such exclusive features, it therefore has strict criteria: to be eligible you need to have an annual income of at least 75,000 and be at least 25.  If you fit within this criteria, you can apply online for an instant decision.
 
The annual fee is 200 which is fairly reasonable for this type of high-end credit card  -it's lower than some of its very similar competitors.  The APR rate may leave you gasping on first glance 51.8%.  But look closely and you'll see that this quoted rate is based purely on compliance regulations that Natwest have to fulfill.  The reason for the high rate is based on the unusual credit limit versus annual fee.
 
In actual fact the APR rate on this card is 12.42% and Natwest ensure existing customers as well as newcomers that this rate will remain and using the card will become no more expenisve.  A worthy card for privileged use.
NatWest Black Credit Card is ranked 4 out of 5. Based on 1 review.

4 Star Rating        
            
REVIEW RATINGS EXPLAINED
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

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