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Below you will see information on home insurance.



Home insurance is very popular in the UK as it covers for a wide range of eventualities and risks. Whether you live on your own or have a family, you can find policies tailored to your situation. You can even find insurance to cover you if you are not the owner of your home or flat.

If you have a young family and/or pets you might like the added security of insurance for accidental loss or damage of the contents of your home. Important for many people in Britain is cover for burglary and theft.

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What are the Types of Home Insurance?

Home insurance generally falls into main categories:

  • Buildings insurance
  • Contents insurance
  • Home insurance for landlords and tenants
  • Home Insurance for Particular Risk properties (such as Flood)
  • Other specialist Home Insurance

There are many types of home, home and contents and rebuilding insurance you can find, including:

  • Theft and damage from thieves
  • Vandalism
  • Third Party damage
  • Breakage (windows etc)
  • Damage by pets
  • Damage from rebuilding
  • Fire
  • Hail
  • Smoke Damage
  • Floods
  • Burst pipes
  • Lightning/Storm
  • Riots and Civil Unrest
  • Explosions

Depending on your income, lifestyle and location you can find specialist policies to cover antiques, artworks. You can also find specialist policies for older houses or older materials within your home.

The type you choose depends on your individual circumstances. Remember to consider such things as does your home face increased risk of flood due to its location?

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Why Should I get Home Insurance?

One in three people in the UK will get burgled at some point in their lives and countless homes are damaged every year from flood and storm damage or fire. These threaten our homes and the personal belongings in them, meaning that a suitable insurance policy on them is a sensible precaution to take.

Whether you are more worried about financial loss or if it is the sentimental value of your personal effects that is important to you, a href="">home insurance can provide security and peace of mind.

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