19 April 2012 16:00 - Which Way to Pay

If you need gadget insurance represents the very latest in specialist insurance innovation and has been designed to meet the needs of today’s gadget loving users. They are now available for you to compare.

The product uniquely allows users to choose the cover levels they need for each of their gadgets, reflecting the way in which they are used at home and away. This approach also offers value for money with users only paying for the level of cover they need with our unique cover options. Our specialist cover extends to a number of gadgets and, significantly, offers options to cover against loss for iPads and laptops which some gadget insurers don’t.


From just 6p a day mygadgetbuddy can cover your gadgets as standard for the following:

1. Accidental Damage – We will pay repair costs if your gadget is damaged as a result of an accident during the policy period.

2. Theft – if your gadget is stolen during the policy period we will replace it. Where only part or parts of your gadget have been stolen, we will only replace of that part or parts.

3. Breakdown – if your gadget breaks down outside of the manufacturer’s guarantee period, we will cover the cost of repair during the policy period. This cover is not available on laptops.

4. Malicious Damage – If your gadget is damaged through the intentional or deliberate actions of another party we will repair it. Where only part or parts of your gadget have been damaged, we will only replace that part or parts.

5. Fraudulent Call Use – if your gadget is a mobile phone, is lost or stolen, and covered by your policy, we will refund the cost of calls made from the mobile phone after the time it was lost or stolen up to a maximum of £100. We will require itemised bills to complete any claim made during the policy period.

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