Are You A Landlord?

05 July 2011 - Which Way to Pay

    



Are You A Landlord?

Normal home insurance does not always cover you if you rent your property to paying tenants. Landlord Insurance could be for you if are renting out a second home, or if you have multiple properties. Protecting your investment against structural damage, fire, vandalism, and even extreme weather is important. If the property is so badly damaged that it is made uninhabitable, the insurers may even cover any lost rent during the renovation period.

Many landlord insurance policies also cover the contents, such as electrical appliances, landlord liability for injuries of tenant in the premises, and even legal expenses should there be a legal battle between tenant and landlord. Another factor that affects landlordsí outgoing is emergency callouts for broken boilers, burst pipes and other fundamental problems that we all know can be very expensive to fix, especially out of hours or immediately. Landlord insurance can even help with these costs.

Be sure to research the market and get the best deal for your circumstances, whether you have one additional property or have a hefty portfolio under your belt.

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