Why You Should Get Travel Insurance

27 July 2012 15:00 - Phoebe Robinson

    



Why You Should Get Travel Insurance

Everyone looks forward to going on holiday. And if you want to get the most out of your holiday then often purchasing travel insurance can be a good idea.

It is one of the most important things that should be considered before you go away. Most people would say yes you should definitely get it. Not buying travel insurance is not being prepared. The type of travel insurance that you should get entirely depends on what you will be doing and your general health.

There are many advantages of travel insurance; firstly you get covered for lost or delayed luggage. This means that if you lose your luggage then you will be reimbursed and you can go out and buy all new things to replace what you have lost. You can be covered for lost and stolen belongings, although there may be some limits on the cash and individual items and that is why being clear with the terms and conditions is important. Moreover in the case of medical emergencies you will be covered and this will be a huge relief. Furthermore holiday cancellations for valid reasons such as you being ill or a family death. Cover for delay on departure, usually only if they’re more than 12 hours and usually not for delays en route. Again this is where you should make sure you have read the small print.

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