Considering an England Football Credit Card?

09 June 2010 - Which Way To Pay

    



Considering an England Football Credit Card?

 

 

With the World Cup 2010 upon us, supporters are gearing up to back England in what promises to be an exciting tournament.  Not surprisingly, there is plenty of football merchandise on the market now including the official England credit card…

 

Football credit cards have been on the market for some time and allow dedicated fans to give their teams added support with a small donation made automatically to their club with every card use.  The added bonus for card users is that the donation is made by the card issuer – not an added cost to the fan.

 

The idea of supporting England with a credit card might sound great, but is the card actually a good deal compared to other credit cards on the market?  Let us take a closer look…

 

The Official England Credit Card

 

Pros

 

-          15% discount on all purchases in the official England online shop

-          Direct contributions to the FA

-          MasterCard® means it enjoys worldwide acceptance (including South Africa!)

-          Typical APR 16.9% isn’t too bad

 

Cons

 

-          Must have excellent credit record (no CCJs or defaults)

-          Must be at least 23 years of age

-          2.99% foreign currency fee (meaning overseas use could get expensive)

-          Credit limit not stated until application is made

 

 

Before going for any credit card offer, it is wise to consider your everyday needs – your spending habits and what you intend to use the card for.  Think of the overall package that is offered and find a card that supports you.  Remember that many cards are less suited to overseas use.  

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