ADVICE AND MONEY SAVING CENTRE

Want to know how to get the most out of your financial products? Need to find out the best ways on how to save money? Read Which Way to Pay’s tips, suggestions of use and money saving ideas on foreign exchange, travel money, payment cards, loans and more.

To Payday Loan or Not To Payday Loan – That Is The Question 02 February 2012 - Which Way to Pay With millions of Britons expcected to take out payday loans this year why are so many people turning to these high interest loans despite the bad press? Read More >>

Going to University? – Should You Get A Student Credit Card? 31 January 2012 - Which Way to Pay Getting a normal card can be difficult because students are unlikely to have a regular salaried income. Credit cards, that are especially created for university students, are becoming more widely used across the UK Read More >>

Prepaid Cards – The Convenient Way to Carry Travel Money 24 January 2012 - Which Way to Pay A prepaid card is a really easy and convenient way to carry foreign currency overseas and you can use it as you would use a credit card. Read More >>

Earn Rewards For Everyday Spending With A Reward Credit Card 19 January 2012 - Which Way to Pay Reward credits are very popular with UK residents as you can get rewarded just for everyday spending. Reward credit cards carry benefits so that by spending and using the card you collect points with a wide variety of specific reward programs. Read More >>

Simple Ways of Keeping your Home Insurance Premiums Down 17 January 2012 - Which Way to Pay With home insurance prices set to continue to increase there are simple steps that you can take to help keep the premiums to a minimum without losing certain benefits of your policy. Read More >>

Should You Protect Your No Claims Discount? 16 January 2012 - Which Way to Pay No claims discount protection can be available upon the payment of an additional premium when taking out your car insurance. If you do not make a claim during the time you take out the policy, you will qualify for a discounted premium. Read More >>

Student Lifestyle Leaving You Strapped For Cash? 10 January 2012 - Which Way to Pay Covering the cost of books for studying, rent and socialising can often leave students feeling a pinch in their pocket and sometimes your loan or income from a part time job simply will not cover all your expenses. Read More >>

Got Bad Credit but Need a Loan? 06 January 2012 - Which Way to Pay Bad credit loans are a fast and convenient way to solve a short term financial issue such as paying off a bill, getting your car fixed or other urgent cash needs. Read More >>

The Cheapest Travel Insurance Is Not Necessarily the Best 05 January 2012 - Which Way to Pay You need a policy that you can trust can cover you in any unexpected hiccup while abroad. You should read the policy carefully to make sure it suits your requirements. Read More >>

How to Find Quality Car Insurance on a Budget 04 January 2012 - Which Way to Pay When shopping for car insurance the priority is to find quality car insurance on a budget. Take the time to understand what you want from your car insurance, so you get the right cover at the right price. Read More >>

Start Saving on Petrol Today! 21 December 2011 - Which Way to Pay With the price of petrol going through the roof, it’s no wonder that people across the UK are cutting down on the amount they use. Using your car is often the most convenient option, but it’s time to ask yourself is it the most efficient? Read More >>

Save Money on Food Today! 20 December 2011 - Which Way to Pay It’s easy to feel like you’re spending all your money on food with rising prices and pay freezes. There are some things you can do to save money on food, just follow these tips! Read More >>

Do You Need a Debt Management Plan? 19 December 2011 - Which Way to Pay If you have two creditors or more and owe over £1,000 a debt management plan might be the answer to your debt worries. Being in debt can be extremely stressful, especially if you have dependents and are the only breadwinner in the family. Read More >>

Save Money on Airline Charges with a Prepaid Card! 16 December 2011 - Which Way to Pay Nearly all airlines add on extra charges to the total for using certain cards. Using most debit and credit cards add on the extra charges, which can be as much as £15. This can often be even more than you are paying for the actual flight you’re buying. Read More >>

Keep a Financial Diary and Start Saving Today! 15 December 2011 - Which Way to Pay It can sometimes feel impossible to save money when everything is so expensive. With pay freezes, increased prices of commodities and rising rent, it’s not easy to save at the moment but with the volatile global financial markets, it’s important to try. Read More >>

Start Saving on Heating Today! 13 December 2011 - Which Way to Pay We are all bracing ourselves for a winter of high utility bills as the major energy providers hike prices by up to 18%. It’s a depressing thought that we are going to have to pay more on heating bills as our pay stays the same, the price of food and petrol are high, and Christmas looms. If ever there was a time to change wasteful habits, this is it. Read More >>

5 Charges to Avoid! 12 December 2011 - Which Way to Pay The last thing any of us needs at the moment is charges and fees. As our paycheques continue to be stretched by rising commodity prices, high rent and pay freezes, it’s important to save money wherever you can. Read More >>

Short on Cash? Get a Payday Loan! 09 December 2011 - Which Way to Pay We all have those months where our wages just won’t stretch far enough and with pay freezes and rising commodity prices, it’s hard to save at the moment. So if you need a cash injection either to tide you over until your next payday or to be able to book a holiday or pay the rent, then why not get a payday loan? Read More >>

In Debt? Get a Consolidation Loan 07 December 2011 - Which Way to Pay Being in debt is no fun. It can be extremely stressful trying to keep up with repayments and interest rates, especially if you have dependants that rely on you. A consolidation loan enables you to pay off all of your debts at once. Read More >>

Debts Getting Too Much? Get a Consolidation Loan! 06 December 2011 - Which Way to Pay If your debts are piling up and you are starting to feel overwhelmed by it all, it’s time to do something about it. With Christmas fast approaching, there is every reason to spend, but buying things you can’t afford you are only going to make things worse. Read More >>

Want to Save Some Cash? Here’s How! 05 December 2011 - Which Way to Pay We all want to save some money, but it’s a lot easier in theory than in practice. Many of us have the best of intentions when it comes to spending, but somehow it all goes every month. The main way to save money is simple, stop spending! Read More >>

Want To Save On Your Heating Bill? Here’s How! 02 December 2011 - Which Way to Pay As winter finally kicks in, many of us are whacking up the central heating. You might regret it when the bills come through the door though! Having the heating on is not something that you should do without, but there are a few small changes you can make that will have an impact on the amount of money you spend on heating your home. Read More >>

Start Saving Money on Petrol Today! 01 December 2011 - Which Way to Pay It’s painful filling up the tank at the moment; with prices going up and up, it’s easy to spend hundreds of pounds a week at the pump. There are a few changes you can make though, that will reduce your outgoings on fuel without you having to walk. Read More >>

Strapped For Cash? Get a Payday Loan! 30 November 2011 - Which Way to Pay Are you having one of those months where you just need a bit more money? Perhaps your car has broken down, you have to get some emergency dental treatment, or you just want to pay for a holiday but can’t borrow the cash you need from anyone you know. This is exactly the circumstance that payday loans are designed for. Read More >>

Consolidation Loans Explained 29 November 2011 - Which Way to Pay If your debts are piling up, then you know how stressful it can be trying to keep up with high monthly repayments and interest rates. If you are losing sleep over your debts and the stress is getting too much, then a consolidation loan could be the answer. Read More >>

Debts Getting Too Much? Get an IVA Today! 28 November 2011 - Which Way to Pay If you are finding it more and more difficult to keep up with your debts, then it could be time to do something about it. There are various ways to tackle a debt problem, depending on how severe you debts are. Read More >>

Is Your Gold Fully Insured? 25 November 2011 - Which Way to Pay The value of gold keeps rising as the future of the global economy becomes increasingly uncertain and investors seek security in this safe investment. The price of gold has increased by 500% over the last ten years, which is great news if you own a lot of the precious metal. Read More >>

Need Some Cash Fast? Get a Logbook Loan Now! 24 November 2011 - Which Way to Pay Most of us have been in need of a bit of extra cash at some point. But we often don’t want to take out a loan because of the high interest rates that go with unsecured loans. If you have a car, then a logbook loan could be what you’re looking for. Read More >>

Do You Need Some Money Fast? Get a Payday Loan! 23 November 2011 - Which Way to Pay If you are having one of those months where your money just won’t stretch far enough then you should consider a payday loan. These loans allow almost anybody to borrow relatively small amounts of cash for short periods of time, to tide you over until your next payday. Read More >>

Spending A Lot on Petrol? Here’s How to Save! 22 November 2011 - Which Way to Pay The cost of filling up the tank is higher than ever. Whether you have a petrol or diesel car, the prices are extortionate and it can be hard to see how to avoid forking out week after week just on running your car. Here are some tips that can cut your fuel bills down to size. Read More >>

Buy Your Groceries Online and Start Saving Money Today! 21 November 2011 - Which Way to Pay We all live busy lives, and often convenience outweighs price all the time. Although the cheaper option is often more time consuming, there are ways of saving money and time when it comes to feeding you and your family. Read More >>

Bad Debts? Get a Consolidation Loan Now! 18 November 2011 - Which Way to Pay There are thousands of people across the UK struggling with debts. But many of them struggle on with their financial burdens unnecessarily. If you owe a number of creditors a total sum of over £1000, then you qualify for a consolidation loan. Read More >>

Start Saving Money on Lunch Today! 17 November 2011 - Which Way to Pay With Christmas coming up fast, not to mention the economic volatility we are experiencing at the moment, we need to start saving money. If you tot up all the money you spend a year on lunch during the week, snacks, coffees and all other edible treats, you’ll be shocked by the total. Read More >>

Keep a Financial Diary and Start Saving Money Today! 16 November 2011 - Which Way to Pay Saving money is difficult! If it was easy, then everyone would be doing it. The fact is that spending cash nonstop has become the reality for many of us. Every month the money comes in and before you’ve even had a chance to check your bank balance, half of it’s gone. If you don’t know where to start and the task seems daunting, then keep a financial diary for a month or two. Read More >>

Need Some Money Fast? Get a Payday Loan Now! 15 November 2011 - Which Way to Pay If you have had to pay a large bill you weren’t prepared for or you just need some extra money to get you through until next payday, then a payday loan could be the answer to your money worries. Read More >>

Start Saving Money on Petrol Today! 14 November 2011 - Which Way to Pay The price of petrol has been steadily rising for a long time. Although many of us complain about the high prices, not many of us have changed our habits to accommodate the additional expense. Read More >>

Is Your Gold Underinsured? 11 November 2011 - Which Way to Pay As the value of gold reaches new heights in the current economic uncertainty, gold-owners the world over are feeling the benefits. This exponential growth in value has left thousands of people across the UK underinsured. Read More >>

Tips to Save Money on Food 09 November 2011 - Which Way to Pay The price of living is on the up. From energy bills to filling up the tank, rising prices are unavoidable. One expense that we all feel nearly every day is the price of food. It’s easy to feel like we’re spending too much money on eating, but there are few things you can do to cut back without depriving you or your family. Read More >>

Love Your Gadgets? Get Insured! 08 November 2011 - Which Way to Pay The electronic equipment we use in our day to day lives has become so integrated that we can forget that they are in fact gadgets. The total value of all the gadgets we may use can reach thousands of pounds. This means that gadget insurance has become an important part of modern living. We all have many more gadgets than we might initially think. Read More >>

Struggling with Debt? Get a Consolidation Loan Today! 07 November 2011 - Which Way to Pay If your debts are piling up, then you know how high the stress levels can reach. Read More >>

Need Some Cash Fast? Why a Payday Loan Could be the Answer 03 November 2011 - Which Way to Pay There are those months when you need a little help getting through; be it dental treatment, a car repair or any other unexpected expected expense, we all need some extra cash now and again. If you can’t get the money you need from a friend or relative, then a payday loan could get you out of a tight financial corner. Read More >>

In Debt? Get a Debt Management Plan! 02 November 2011 - Which Way to Pay Being in debt is no fun, and if you owe a lot of money then you know how stressful it can be. Admitting you can’t handle your debts anymore can be a hard pill to swallow, but it really could be worth it. Read More >>

Get Pet Insurance Today! 01 November 2011 - Which Way to Pay As a nation of animal lovers, many of us have pets, be they dogs, cats, horses or something a little more unusual. Whatever your preferred species, you know how much vet bills can reach. This is why pet insurance is so important. Read More >>

Save on Your Heating Bills Today! 31 October 2011 - Which Way to Pay We all like a warm house in the winter, but don’t want to pay the huge bills. With the price of energy on the up, and another of the big six energy companies in the UK being fined for mishandling complaints, discontent with energy providers across the country is more prevalent than ever. Read More >>

Want to Save Money But Can’t? Here’s How 28 October 2011 - Which Way to Pay How often do we think that we could have saved money and regret not holding back? It’s easy to have all the best intentions to save, but in reality it’s much more difficult. It can be overwhelming to know where to start. Read More >>

Get a Logbook Loan Today! 27 October 2011 - Which Way to Pay If you need some money but don’t want to pay high interest rates on unsecured loans, then a logbook loan could be the answer. With a logbook loan you can borrow from around £500 to £50,000, the amount secured against your car instead of your home or any other asset. Read More >>

Spending a Bomb on Petrol? Here’s How to Save! 26 October 2011 - Which Way to Pay The price of petrol at the moment makes many of us wince at the pump. It can seem like this is cost you just can’t avoid, but there are a few things you can do to cut down on the amount of money you spend on fuel. Here are a few easy tips to help you cut back on your petrol bills. Read More >>

Need Some Cash Fast? Get a Payday Loan Today! 25 October 2011 - Which Way to Pay Borrowing from the bank has also become more difficult since the start of the recession, as tightened regulations mean we can’t borrow the money we once could. This has however opened up the loan market to a variety of new loans. One such loan is the payday loan, which is specially designed to tide you over until your next payday. Read More >>

Buy Food Online and Start Saving Money 24 October 2011 - Which Way to Pay The price of food is getting higher and higher, and many of us are starting to feel like we’re spending an obscene amount of money. Buying food is not something you can avoid, but there are ways to spend less. Shopping online is not only convenient and time saving, but it could also reduce your outgoings. Read More >>

In Debt? Get a Consolidation Loan Today 21 October 2011 - Which Way to Pay Being in debt is no fun, and if you owe several different creditors large sums of money you know how stressful it can be. Keeping up with various repayments all due at different times and with varying interest rates can be hard to do each month. Read More >>