PAYDAY LOANS NO CREDIT CHECK

One of the main advantages of payday loans is that they are available to people with bad credit. Payday lenders perform only the most basic of credit checks to ensure that you are a viable borrower. However, the interest on payday loans is extremely high in comparison to standard bank loans which are generally a lot cheaper. As long as you have a bank account and debit card then many payday lenders will lend to you but it is important to be aware that when the time for payment comes the payday loan company will extract the money directly from your account. Before you apply for a payday loan please make sure that you read the terms and conditions carefully to make sure that you are fully aware of your financial obligations.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Search Report: All Payday Loans  Text  Mobile  Lenders  Brokers  Instant Decision  Online Application  No Credit Check  Bad Credit

Product Type: Payday Loans  Instalment Loans  Short Term Loans

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

PROVIDERTYPE

TYPE

Lender / Broker

APR

APR

A Representative APR is a financial service concept in which interest rates quoted through advertising media is required to take into account all charges associated with a product, in addition to the interest rate.

LOAN AMOUNT

LOAN AMOUNT

Total amount you can borrow

MIN TERM

MIN TERM

Minimum loan duration

MAX TERM

MAX TERM

Maximum loan duration

FEATURES

FEATURES

List of features of loan

ID REQUIRED

ID REQUIRED

List of ID required to obtain a loan

SUITABLE

SUITABLE

Who the loan is suitable for

RESTRICTIONS

RESTRICTIONS

Restrictions regarding potential borrowers

MORE INFO

Bizzy Loans
: Bizzy Loans

Broker278%
Representative Example

Representative Example

Representative Example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year. The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. 278% APR Representative.

£100 - £20001 week18 monthsFeatures

Features

Credit Check: No
Instant Decision: No
Online Application: Yes
Secured Loan: No
Unsecured Loan: Yes
Mobile Loan: No
Debit Card: Yes
Bank Account: Yes
Bad Credit: Yes
Repayable: Dependent of amount
Extention: Dependent on lender

Identification

Identification

Generally not required Ė Pay Me Now offer instant online approval

Suitable For

Suitable For

All types of customers

Restrictions

Restrictions

You must be over the age of 18 years old.

: Bizzy Loans
Bizzy Loans cover your short term cash flow issues, helping you avoid bank or credit card charges, pay unexpected bills or even treat yourself when you know payday is just around the corner. There are no awkward questions just simple qualification criteria. Borrow up to £2000 and they will do their best to get the cleared cash funds in your account in 15mins. They have a high acceptance rate and you can borrow any amount between £100 and £2000 payable within 18 months. A simple debit card transaction is used for repayment. DETAIL INFORMATION >>Terms

Terms

Over 18, employed, earning minimum £650 per month. Payment should be within 18 month max.


Advantages

Advantages

1. They have a high acceptance rate and you can borrow any amount between £100 and £2000 payable within 18 months
2. Same day deposit sometimes within 15 mins


Disadvantages

Disadvantages

1. Payday loans are not a long term solution for financial problems

Payday Pig
: Payday Pig

Broker292%
Representative Example

Representative Example

Representative Example: Amount of credit: £200 for 35 days. One total repayment of £256.00. Interest: £56.00. Interest rate: 292% pa (fixed). 1212% APR Representative.

£100.00 - £1,000.001 week1 monthFeatures

Features

Credit Check: No
Instant Decision: No
Online Application: Yes
Secured Loan: No
Unsecured Loan: Yes
Mobile Loan: No
Debit Card: Yes
Bank Account: Yes
Bad Credit: Yes
Repayable: £125
Extention: N/A

Identification

Identification

Bank account required

Suitable For

Suitable For

For those in need of a short term cash solution

Restrictions

Restrictions

You must be over 18 and reside in the UK

: Payday Pig
Payday Pig offers fast and simple payday Loans. There's no paperwork and no phone calls. Simply apply online. Payday Pig has an extremely high acceptance rate. When you're running out of cash, short-term payday loans can help you get by until payday. The process is simple and can help you with your short term cash needs. Payday Pig is dedicated to offering you fast, hassle-free lending. Their user friendly loan system is designed to get you the money you need, at a time you need it most. You can receive payday loans almost immediately. DETAIL INFORMATION >>Terms

Terms

You must be over the age of 18 and reside in the UK.


Advantages

Advantages

1.No Paperwork
2.No Phonecalls
3.Simple Application Process


Disadvantages

Disadvantages

1. You must be over 18
2. You must reside in the UK
3. Bank account required

LOANSPRONTO
: LOANSPRONTO

Broker1734%
Representative Example

Representative Example

Borrow £80.00 for 28 days. Interest 25% p.a. fixed. Total amount payable £100.00 in 1 payment. Total cost of credit £20.00 comprising interest of £20.00

£100.00 - £1,000.00VariesVariesFeatures

Features

Credit Check: No
Instant Decision: Yes
Online Application: Yes
Secured Loan: No
Unsecured Loan: Yes
Mobile Loan: No
Debit Card: Yes
Bank Account: Yes
Bad Credit: Yes
Repayable: £125
Extention:

Identification

Identification

Initially employment, residential and financial details

Suitable For

Suitable For

For inidividuals looking for a solution to a short term financial problem

Restrictions

Restrictions

Our Pay Day Loans are available to UK residents who are tenants or homeowners, over the age of 18, and employed, either full-time, part-time or self-employed. Applicants must have a debit card.

: LOANSPRONTO
We have a team of Loan Specialists who are experienced in loan lending solutions, dedicated to finding loans for people with adverse credit. Our team of Loan Providers can help you get loan finance best suited to your needs and circumstances. Get a PayDay Loan for urgent 1 hr* Cash Loans for £100 to £1000. DETAIL INFORMATION >>Terms

Terms

Varies


Advantages

Advantages

1. Quick Application Process
2. Quick Decision
3. Cash In your Account
4. All circumstances considered
5. Easy Online Application
6. Safe and secure
7. Borrow between £100-£1000


Disadvantages

Disadvantages

1. 'Same day cash' - this may vary depending on banks payment system, time of application and lender. Some lenders may take up to 48 hours.
2. Payday Loans are not a solution to long term debt problems

First Choice Capital Resources
: First Choice Capital Resources

Broker377.8%
Representative Example

Representative Example

Borrow £225 for 29 days. The total charge for credit is £67.50. Interest is fixed at a rate of 377.8% p.a. The Total Amount Repayable is 1 payment of £292.50.

£100.00 - £750.001 monthUp to 24 monthsFeatures

Features

Credit Check: No
Instant Decision: No
Online Application: No
Secured Loan: No
Unsecured Loan: Yes
Mobile Loan: No
Debit Card: No
Bank Account: Yes
Bad Credit: No
Repayable: £130
Extention:

Identification

Identification

Personal and financial information

Suitable For

Suitable For

All types of borrowers - even those with bad credit history, and CCJs

Restrictions

Restrictions

See website for restrictions

: First Choice Capital Resources
First Choice Capital Resources have tailored a loans service for individuals with bad credit. The application form takes a few minutes to complete and if successful, an unsecured loan could be deposited in to your bank account with payment terms ranging between one and twenty four months. First Choice Capital Resources is a free service and aim to match the right products and services to suit your needs. You create one simple online profile, and they search their entire network for you. Always read the terms and conditions carefully. DETAIL INFORMATION >>Terms

Terms

Some lenders consider the existence of an active credit and/or debit account as part of their decision making process


Advantages

Advantages

1. Quick Application form - takes only a few minutes
2. Flexible loan terms ranging from 1 to 24 months
3. FREE service matching you with the best products for your requirements
4. Borrow anything from £100-£2500


Disadvantages

Disadvantages

1. Some lenders consider the existence of an active credit and/or debit account as part of their decision making process
2. Unsecured Cash Loan installment offer may take up to 2 weeks to process
3. Maximum borrowing is £2,500
4. Payday loans are not long term solution for debt problems

Zooma Loan
: Zooma Loan

Broker527%
Representative Example

Representative Example

See website for details.

£100.00 - £1,500.00Depending on lenderDepending on lenderFeatures

Features

Credit Check: No
Instant Decision: Yes
Online Application: Yes
Secured Loan: No
Unsecured Loan: Yes
Mobile Loan: No
Debit Card: No
Bank Account: Yes
Bad Credit: No
Repayable: Ask on application
Extention:

Identification

Identification

Personal details

Suitable For

Suitable For

Short notice loan

Restrictions

Restrictions

Ask on application

: Zooma Loan
ZoomaLoan offer a range of loan solutions for people who are unable or simply do not want to deal with the inflexible terms of major banks and finance companies. As a leading broker ZoomaLoan has relationships with many top UK lenders. They only deal with reputable lenders - many of which are owned by major banks. Zooma do not charge a fee and the consumer is under no obligation to commit to any of the loans they find for them. DETAIL INFORMATION >>Terms

Terms

See website


Advantages

Advantages

1. Instant decision
2. Paid within 1 hour


Disadvantages

Disadvantages

Not for long term loan solution

QuickQuid
: QuickQuid

Lender1270%
Representative Example

Representative Example

Representative Example: Amount of credit: £100 for 30 days. One total repayment of £124.00. Interest: £24.00. Interest rate: 292% pa (fixed). 1270% APR Representative.

£100.00 - £1,000.001 week1 monthFeatures

Features

Credit Check: No
Instant Decision: Yes
Online Application: Yes
Secured Loan: No
Unsecured Loan: Yes
Mobile Loan: No
Debit Card: No
Bank Account: Yes
Bad Credit: No
Repayable: £125
Extention: See website for details

Identification

Identification

No - nothing to fax, no paperwork to post

Suitable For

Suitable For

Restrictions

Restrictions

QuickQuid performs traditional credit checks. QuickQuid verifies applicant information via various national databases. Funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases.

: QuickQuid
QuickQuid is the premier online provider of cash advances. Just apply online in five minutes from your home and receive quick approval without faxing documents. Money will be deposited directly into your current account within 10 minutes at no extra cost. At QuickQuid, theyíre completely upfront about their costs and there are no hidden fees. Existing customers can even get payday loans of up to £1500. QuickQuid provides fast and convenient online cash advance services to customers all across the UK. DETAIL INFORMATION >>Terms

Terms

Loan amounts are based on consumer's credit history and ability to repay loan. Not everyone may qualify for £1500.


Advantages

Advantages

1. Up to £1000 in your account today, free same-day funding
2. Apply in 5 minutes from the comfort and privacy of home
3. Quick Approval


Disadvantages

Disadvantages

1. New customers can only borrow up to £1000

If you wish to speak to someone: Contact Us or Enquiry Line: +44 (0) 207 386 5300

Compare Payday Loans No Credit Check

How does the lender figure out whether Iím eligible?

Any payday lender you apply for a loan with must determine your eligibility by checking a nationwide payday loan database to see whether you have any other payday loans or debts from payday loans. You give the lender the following information: your postcode and information about your gross monthly income. Payday lenders will need to know all your personal details including name, address, and telephone numbers. They will also need details of your employment and bank account and debit card details. You will have to provide details of your monthly income and expenditure so we can check that a payday loan is a suitable solution to your current requirement and that you can afford to repay the loan.

Should you take out a payday loan?

Payday loans are extremely expensive and difficult to pay back on a tight budget. Look for other options and avoid taking out a payday loan. Otherwise, you could get stuck in a cycle of debt by using one payday loan to pay off another. Payday loans arenít approved based on any creditworthiness check as is done with a standard loan. Payday loans donít show up on a credit report, and canít therefore improve your rating if you pay the loan back on time. Payday loans can only harm your credit rating, if a delinquent account is referred to collections and reported to a credit reporting agency.

How does the process work?

You write a post-dated personal check to the payday lender, or you authorize the payday lender to take the money directly out of your bank account on the date of the check or authorization (weíll call this ACH authorization for short throughout this publication). Generally, this is on your next payday. On the date the payday loan is due, you either give the payday lender cash in return for your post-dated check, or you let the lender deposit your check. If you authorized the payday lender to take the money directly from your account, the lender will do so on the due date.

Am I a suitable candidate for a payday loan?

Is applying for a payday loan your first option? Have you got a poor credit history? Has the bank declined you loan application? If you have exhausted all the other financial loan products available then you should consider a payday loan. Do not consider a payday loan until you have considered all the risks associated with them and always read the terms and conditions so you are aware of the fees and charges.

What are the risks associated with payday loans?

Remember that payday loans are expensive and should only ever be used for short term borrowing. Ensure you are fully aware of the terms and conditions before you commit to taking out a payday loan. If you are not able to repay the payday loan on your next payday then you should rethink your decision to take out a payday loan.

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