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Provident Financial Card - Poor Rating Credit Card
(Which Way To Pay - 19/3/2008)
The Provident Financial card basically provides you with a loan, and is like a debit card in that you're unable to go over your limit amount. The main use really has to be to build a non-existent credit rating or begin to rectify a poor credit history, and you can spend as little or as much as you want.
Like most cards aimed at those with poor credit, the APR is high, (a daunting 183.2%!) but if you don't have the pleasure of being able to apply to other credit cards, then it could be handy. An example would be; a loan amount of 300, with 56 weekly repayments of 9. Like any product with very high APR, it's best to take on only if you can be sure you'll make the payments.
Provident Financial is ranked 2 out of 5. Based on 1 review.

2 Star Rating        
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

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