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ZOPA LOANS REVIEW
Zopa Loans - Personal Loan
(Which Way To Pay - 29/5/2009)
Zopa provide a revolutionary new way to lend and borrow.  Individuals borrow and lend without the use of banks via Zopa’s trusted online system.  By sidestepping the banks, individuals can get a much better rate deal.  A legally binding contract is made between the lender and the borrower, and both parties benefit from lower rates and better APR.
 
Borrowers can even repay their loans early without being subject to hidden extra fees or charges – the unsecured loan here is very flexible.  The rates will be some of the lowest available and borrowers can wait until the next day if they believe the rate will be better.
 
Note you will need a good credit history in order to be accepted by Zopa.  Individuals applying will be checked and then rated accordingly, so that lenders can access the type of borrower they want – from A* to ‘Young’.  You may need to prove that you have a minimum annual income of around £12,000.
Zopa Personal Loans is ranked 4 out of 5. Based on 1 review.

4 Star Rating        
            
REVIEW RATINGS EXPLAINED
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

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