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Ethical Child Savings Plan - Savings Account
(Which Way To Pay - 7/6/2011)
This is a great option for a parent or guardian who wants to start building some savings for their child’s future without having the inconvenience of having to pay income or capital gains tax. This is the perfect way of saving for your child, whether it be for the deposit on their first house or their university fees, Ethical Child Savings Plan will find a company that is suitable to be invested in and avoid companies believed to be harmful to the environment and the people and animals that live in it. This means that you can feel that you are not only benefiting your child’s future from a financial point of view, but also in helping to not damage their future world around them. There is also potential for annual bonuses from paying in between £15 - £25 a month, combined with the potential for a higher rate of return. If you decide to take out this plan you will be able to personally choose at which point your child will have access to their lump sum.
Please bear in mind that although a possibility, a bonus is definitely not guaranteed and therefore it is best not to consider it. Whether you get a bonus will depend on the future investment performance and deductions in regards to the With Profits Fund. As with many of the other plans you could also potentially be at risk of not getting out of the plan as much as you put in initially so this is something also worth considering.
Ethical Child Savings Plan is ranked 4 out of 5. Based on 1 review.

4 Star Rating        
1 Star: 1 Star RatingPoor
In relation to other products, has performed badly and has little or no worthwhile benefits.
2 Stars: 2 Star RatingBelow Average
Has some features of value, but in comparison to others performs below standard.
3 Stars: 3 Star RatingAverage
A fair product with regards to its competitors - has no outstanding features or benefits.
4 Stars: 4 Star RatingGood
In comparison to other products performs above standard, has beneficial features.
5 Stars: 5 Star RatingExcellent
Performs well above standard in comparison, has exceptional features and benefits.

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