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Please find below more information on Short Term Loans. Just click on the links to get more information.


Short Term Loans - Helping lend money for when needed

Short term loans are a service which helps people who are experiencing financial difficulty at that time. Short term loans are often referred to as payday loans, basically it's another way of describing the money lending facility available.

With short term loans, the consumer can choose how much money they are actually need and also the period of time to repay, so this can fit in with the budget. The term 'short term loan' is used because as we all know there is many different types of loans available, but with the short term loan its only available over a short period of time.

Who benefits from short term loan lending

Many different people can benefit from short term loans. Short term loan lending is most of the time available within the next 24 hours of applying. Short term loan can range from 100 - 1,500, depending on what you need the short term loan for at that time. The loans can be applied for online with a short term loan lender or in store, there are many different lenders available . so you as the consumer have a option to find the correct loan for your personal circumstances. With the short term loan option also, the funds can cover immediate action, if it's a car repair that needs fixing or simply just a drop in your general cash flow, the funds are available instantly.

As with everything there is always some simple Do's and Don'ts to remember

Here is a quick guide on the do's and don'ts surrounding short term loans:

Do budget accordingly, make sure that the money being leant is enough to cover the cost of what its needed for.

Do always read the small print, when choosing the correct short term loan for yourself, as we all know things can be hidden in small print.

Don't go with your first find, make sure you compare all the different lenders available for the particular short term loan you need.

Don't lend more than is actually needed, This can cause you more strain when repaying the short term loan.

So many different Short term lender, who to choose?

There is no right or wrong lender to choose when looking for a short term loan. As with all products consumers have some frequently asked question, here are the most popular asked:

Can borrowers pay back there short term loan early?

Yes, if the consumer has the funds available to pay back the short term loan earlier than agreed this is ok to do so.

What do I need to qualify for a short term loan?

When applying for a short term loan, there are certain qualifications that need to be met . These are over 18 years old, bank / checking account, steady income and proof of address . Each lenders qualifications may vary.

Will I get charged if my short term loan isn't paid on time?

Yes, short term loan lenders will charge if the payment is made after the agreed date. This can range from 10 per day up to as much as 25 per day . It is always advised to try and make the payment on time to avoid these charges.

More and more people are choosing the short term loan option to solve money worries.

Lots and lots more people are choosing the short term loan option to help ease money worries they may be experiencing. When it comes to needing to get your hands on some extra cash, short term loans are the easiest and most efficient way of doing this.

Benefits surrounding the option of Short Term Loans

When you have made the decision that the Short Term Loan is best for you, Here you will find some benefits on why you have made the right choice:

  • No credit checks carried out, so if you have had bad credit in the past, no need to worry.
  • Money is available within hours of applying, therefore the cash is there for whatever it is needed for.
  • If you have the funds available to repay the short term loan, before the due date you can do so.
  • There is no upfront fee to be paid with most short term loan lenders.

When choosing the right Short term loan for yourself, always make sure it is the correct one for your needs. As we all know lots of things can be hidden with contract and small print.


Please Note: is not authorised to give advice under the Financial Services and Markets Act 2000.

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